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Class Code
928120
International Affairs
Notes
-
Class Code
928110
National Security
Notes
-
Class Code
927110
Space Research and Technology
Notes
-
Class Code
926150
Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors
Notes
-
Class Code
926140
Regulation of Agricultural Marketing and Commodities
Notes
-
Class Code
926130
Regulation and Administration of Communications, Electric, Gas, and Other Utilities
Notes
-
Class Code
926120
Regulation and Administration of Transportation Programs
Notes
-
Class Code
926110
Administration of General Economic Programs
Notes
-
Class Code
925120
Administration of Urban Planning and Community and Rural Development
Notes
-
Class Code
924120
Administration of Conservation Programs
Notes
-
Class Code
925110
Administration of Housing Programs
Notes
-
Class Code
924110
Administration of Air and Water Resource and Solid Waste Management Programs
Notes
-
Class Code
923140
Administration of Veterans' Affairs
Notes
-
Class Code
923130
Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs)
Notes
-
Class Code
923120
Administration of Public Health Programs
Notes
-
Class Code
922190
Other Justice, Public Order, and Safety Activities
Notes
-
Class Code
923110
Administration of Education Programs
Notes
-
Class Code
922160
Fire Protection
Notes
-
Class Code
922150
Parole Offices and Probation Offices
Notes
-
Class Code
922140
Correctional Institutions
Notes
-
Class Code
922130
Legal Counsel and Prosecution
Notes
-
Class Code
922120
Police Protection
Notes
-
Class Code
922110
Courts
Notes
-
Class Code
921190
Other General Government Support
Notes
-
Class Code
921150
American Indian and Alaska Native Tribal Governments
Notes
-
Class Code
921140
Executive and Legislative Offices, Combined
Notes
-
Class Code
921130
Public Finance Activities
Notes
-
Class Code
921120
Legislative Bodies
Notes
-
Class Code
921110
Executive Offices
Notes
-
Class Code
92
Public Administration
Notes
-
Class Code
814110
Private Households
Notes
-
Class Code
813990
Other Similar Organizations (except Business, Professional, Labor, and Political Organizations)
Notes
-
Class Code
813940
Political Organizations
Notes
-
Class Code
813930
Labor Unions and Similar Labor Organizations
Notes
-
Class Code
813920
Professional Organizations
Notes
-
Class Code
813910
Business Associations
Notes
-
Class Code
813410
Civic and Social Organizations
Notes
-
Class Code
813319
Other Social Advocacy Organizations
Notes
-
Class Code
813312
Environment, Conservation and Wildlife Organizations
Notes
-
Class Code
813219
Other Grantmaking and Giving Services
Notes
-
Class Code
813311
Human Rights Organizations
Notes
-
Class Code
812990
All Other Personal Services
Notes
-
Class Code
813211
Grantmaking Foundations
Notes
-
Class Code
813212
Voluntary Health Organizations
Notes
-
Class Code
813110
Religious Organizations
Notes
-
Class Code
812930
Parking Lots and Garages
Notes
-
Class Code
812922
One-Hour Photofinishing
Notes
-
Class Code
812921
Photofinishing Laboratories (except One-Hour)
Notes
-
Class Code
812910
Pet Care (except Veterinary) Services
Notes
-
Class Code
812320
Drycleaning and Laundry Services (except Coin-Operated)
Notes
-
Class Code
812331
Linen Supply
Notes
-
Class Code
812332
Industrial Launderers
Notes
-
Class Code
812310
Coin-Operated Laundries and Drycleaners
Notes
-
Class Code
812220
Cemeteries and Crematories
Notes
-
Class Code
812210
Funeral Homes and Funeral Services
Notes
-
Class Code
812199
Other Personal Care Services
Notes
-
Class Code
812191
Diet and Weight Reducing Centers
Notes
-
Class Code
812112
Beauty Salons
Notes
-
Class Code
812113
Nail Salons
Notes
-
Class Code
812111
Barber Shops
Notes
-
Class Code
811490
Other Personal and Household Goods Repair and Maintenance
Notes
-
Class Code
811430
Footwear and Leather Goods Repair
Notes
-
Class Code
811420
Reupholstery and Furniture Repair
Notes
-
Class Code
811412
Appliance Repair and Maintenance
Notes
-
Class Code
811411
Home and Garden Equipment Repair and Maintenance
Notes
-
Class Code
811219
Other Electronic and Precision Equipment Repair and Maintenance
Notes
-
Class Code
811310
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
Notes
-
Class Code
811213
Communication Equipment Repair and Maintenance
Notes
-
Class Code
811212
Computer and Office Machine Repair and Maintenance
Notes
-
Class Code
811211
Consumer Electronics Repair and Maintenance
Notes
-
Class Code
811122
Automotive Glass Replacement Shops
Notes
-
Class Code
811198
All Other Automotive Repair and Maintenance
Notes
-
Class Code
811192
Car Washes
Notes
-
Class Code
811191
Automotive Oil Change and Lubrication Shops
Notes
-
Class Code
811118
Other Automotive Mechanical and Electrical Repair and Maintenance
Notes
-
Class Code
811121
Automotive Body, Paint, and Interior Repair and Maintenance
Notes
-
Class Code
811113
Automotive Transmission Repair
Notes
-
Class Code
811112
Automotive Exhaust System Repair
Notes
-
Class Code
811111
General Automotive Repair
Notes
-
Class Code
722515
Snack and Nonalcoholic Beverage Bars
Notes
-
Class Code
81
Other Services
Notes
-
Class Code
722514
Cafeterias, Grill Buffets, and Buffets
Notes
-
Class Code
722513
Limited-Service Restaurants
Notes
-
Class Code
722511
Full-Service Restaurants
Notes
-
Class Code
722410
Drinking Places (Alcoholic Beverages)
Notes
-
Class Code
722330
Mobile Food Services
Notes
-
Class Code
722320
Caterers
Notes
-
Class Code
722310
Food Service Contractors
Notes
-
Class Code
721310
Rooming and Boarding Houses, Dormitories, and Workers' Camps
Notes
-
Class Code
721214
Recreational and Vacation Camps (except Campgrounds)
Notes
-
Class Code
721211
RV (Recreational Vehicle) Parks and Campgrounds
Notes
-
Class Code
721199
All Other Traveler Accommodation
Notes
-
Class Code
721191
Bed-and-Breakfast Inns
Notes
-
Class Code
721120
Casino Hotels
Notes
-
Class Code
721110
Hotels (except Casino Hotels) and Motels
Notes
-
Class Code
72
Accomodation and Food Services
Notes
-
Class Code
713990
All Other Amusement and Recreation Industries
Notes
-
Class Code
713950
Bowling Centers
Notes
-
Class Code
713940
Fitness and Recreational Sports Centers
Notes
-
Class Code
713930
Marinas
Notes
-

Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code
722515
Confectionery snack shops, made on premises with carryout services
Notes
-
Class Code
311352
Candy store, chocolate, candy made on premises not for immediate consumption
Notes
-
Class Code
445292
Candy or Confectionary store: No Manufacturing on Premises
Notes
-
Class Code
445292
Candy store, packaged, retailing only
Notes
-
Class Code
445230
Produce stands, permanent
Notes
-
Class Code
445230
Vegetable markets
Notes
-
Class Code
445230
Fruit and vegetable stands, permanent
Notes
-
Class Code
445230
Produce markets
Notes
-
Class Code
445230
Fruit markets
Notes
-
Class Code
445230
Fruit stands, permanent
Notes
-
Class Code
445250
Fish markets
Notes
-
Class Code
445250
Seafood markets
Notes
-
Class Code
445240
Frozen meat store
Notes
-
Class Code
445240
Meat markets
Notes
-
Class Code
445240
Poultry dealers
Notes
-
Class Code
445250
Fish or Seafood: Retail
Notes
-
Class Code
445240
Butcher shops
Notes
-
Class Code
445250
Meat or Poultry markets
Notes
-
Class Code
445240
Baked ham store
Notes
-
Class Code
445298
Specialty food store
Notes
-
Class Code
456191
Nutrition (i.e., food supplement) store: Area less than 4000 square feet
Notes
-
Class Code
456191
Nutrition (i.e., food supplement) store: Area above 4000 square feet
Notes
-
Class Code
445110
Delicatessens primarily retailing a range of grocery items and meats
Notes
-
Class Code
444110
Home improvement store
Notes
-
Class Code
444110
Home centers, building materials store
Notes
-
Class Code
459130
Sewing supply store: New Goods only
Notes
-
Class Code
459130
Upholstery materials store: New Goods only
Notes
-
Class Code
459130
Needlecraft sewing supply store: New Goods only
Notes
-
Class Code
459130
Piece goods store: New Goods only
Notes
-
Class Code
459130
Fabrics, Yarn and Piece Goods Dealers: New Goods only
Notes
-
Class Code
459510
Used merchandise dealers (except motor vehicles and parts): Army and Navy store
Notes
-
Class Code
459510
Used rare collectors' items (e.g., autograph, coin, card, stamps) shops: Army and Navy store
Notes
-
Class Code
459510
Secondhand merchandise store: Army and Navy store
Notes
-
Class Code
455219
General store: Army and Navy
Notes
-
Class Code
459510
Thrift shops, used merchandise: Army and Navy store
Notes
-
Class Code
455219
Limited price variety store: Army and Navy store
Notes
-
Class Code
459510
Clothing store, used: Army and Navy store
Notes
-
Class Code
459510
Used merchandise store: Army and Navy store
Notes
-
Class Code
459510
Army and Navy store
Notes
-
Class Code
455110
Department store
Notes
-
Class Code
561622
Locksmith services with or without sales of locking devices, safes, and security vaults
Notes
-
Class Code
561622
Locksmith shops
Notes
-
Class Code
561622
Locksmith services
Notes
-
Class Code
561622
Lock rekeying services
Notes
-
Class Code
444140
Hardware store
Notes
-
Class Code
444140
Tool store, power and hand (except outdoor)
Notes
-
Class Code
444140
Hand tools, power-driven, store
Notes
-
Class Code
444120
Paint store
Notes
-
Class Code
444120
Wallpaper and wall coverings store
Notes
-
Class Code
444180
Kitchen cabinet (except custom) store: Retail
Notes
-
Class Code
444180
Floor covering store: wood products
Notes
-
Class Code
444180
Lumber retailing yards: Retail
Notes
-
Class Code
444180
Building materials supply dealers: Wood Products
Notes
-
Class Code
444180
Floor covering: Wood Products; Retail
Notes
-
Class Code
444180
Fencing dealers: Wood Products
Notes
-
Class Code
444180
Cabinet store, kitchen (except custom), to be installed: Wood Products
Notes
-
Class Code
444180
Siding dealers: Retail
Notes
-
Class Code
423930
General-line scrap merchant wholesalers: Secondhand Paper Stock
Notes
-
Class Code
423930
Secondhand Paper Stock wholesalers
Notes
-
Class Code
423930
Paper, scrap, merchant wholesalers: Secondhand
Notes
-
Class Code
423930
Salvage, scrap, merchant wholesalers
Notes
-
Class Code
423930
Rags merchant wholesalers
Notes
-
Class Code
423930
Boxes, waste, merchant wholesalers
Notes
-
Class Code
423930
Rubber scrap and scrap tires merchant dealers
Notes
-
Class Code
423930
Textile waste merchant wholesalers
Notes
-
Class Code
423930
Secondhand Paper Stock Dealers
Notes
-
Class Code
423930
Recyclable secondhand materials (e.g., glass, metal, paper) merchant wholesalers
Notes
-
Class Code
459410
Office supply store; No Repair
Notes
-
Class Code
423920
Gaming consoles merchant wholesalers
Notes
-
Class Code
423920
Coloring books merchant wholesalers
Notes
-
Class Code
423920
Dolls merchant wholesalers
Notes
-
Class Code
423920
Science kits and sets merchant wholesalers
Notes
-
Class Code
423920
Board games merchant wholesalers
Notes
-
Class Code
423920
Model kits merchant wholesalers
Notes
-
Class Code
423920
Vehicles, children's (except bicycles), merchant wholesalers
Notes
-
Class Code
423920
Playing cards merchant wholesalers
Notes
-
Class Code
423920
Puzzles merchant wholesalers
Notes
-
Class Code
423920
Toy furniture merchant wholesalers
Notes
-
Class Code
423920
Toys (including electronic) merchant wholesalers
Notes
-
Class Code
423920
Games (except coin- or card-operated) merchant wholesalers
Notes
-
Class Code
423920
Electronic games merchant wholesalers
Notes
-
Class Code
423920
Card games merchant wholesalers
Notes
-
Class Code
423920
Trading cards merchant wholesalers
Notes
-
Class Code
423920
Children's vehicles (except bicycles) merchant wholesalers
Notes
-
Class Code
456199
Sick room supply store: Retail only
Notes
-
Class Code
456199
Convalescent supply store: Medical, Hospital and Surgical Supplies
Notes
-
Class Code
456199
Medical equipment and supplies store: Retail only
Notes
-
Class Code
423210
Equipment Distributors: Outdoor furniture merchant wholesalers
Notes
-
Class Code
423440
Chinaware, commercial, merchant wholesalers
Notes
-
Class Code
423210
Equipment Distributors: Restaurant furniture merchant wholesalers
Notes
-
Class Code
423210
Equipment Distributors: Hotel furniture merchant wholesalers
Notes
-
Class Code
423440
Bar equipment merchant wholesalers
Notes
-
Class Code
423210
Equipment Distributors for Restaurant, Bars and Hotel: Box springs merchant wholesalers
Notes
-
Class Code
423210
Equipment Distributors for Restaurant, Bars and Hotel: Beds (except hospital) merchant wholesalers
Notes
-
Class Code
423440
Soda fountain fixtures (except refrigerated) merchant wholesalers
Notes
-
Class Code
423440
Showcases (except refrigerated) merchant wholesalers
Notes
-
Class Code
423440
Shelving, commercial, merchant wholesalers
Notes
-
Class Code
423440
Kitchen utensils, commercial, merchant wholesalers
Notes
-
Class Code
423440
Hotel equipment and supplies (except furniture) merchant wholesalers
Notes
-
Class Code
423440
Restaurant equipment (except furniture) Distributors
Notes
-

Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code
8838
Museums--all employees--including clerical office employees.
Notes
-
Class Code
8822*
Insurance Companies
Notes
-
Class Code
8821
Attorney- Support Services
Notes
-
Class Code
8820
Attorney—All Employees & Clerical, Messengers, Drivers
Notes
-
Class Code
8810(2)
Clerical Office Employees - NOC - Governing Class - new class effective 6/1/2021 - B suffix removed eff 4/1/2023 - CA only
Notes
-
Class Code
8810(1)
Clerical Office Employees - NOC - Non-Governing Class - new class effective 6/1/2021 - A suffix removed eff 4/1/2023 - CA only
Notes
-
Class Code
8810
Clerical Office Employees NOC
Notes
-
Class Code
8809
Executive Officers NOC—Not Foremen, Workers or Salespersons
Notes
-
Class Code
8808
Banks
Notes
-
Class Code
8803
Auditor, Accountant or Factory Cost or Office Systematizer—Traveling
Notes
-
Class Code
8801
Credit unions--all employees-- including clerical office employees and outside salespersons.
Notes
-
Class Code
8799
Mailing or Addressing Company or Letter Service Shop - Clerical Staff
Notes
-
Class Code
8749
Mortgage bankers  -  all employees  - including clerical office employees and outside salespersons
Notes
-
Class Code
8743
Mortgage brokers - all employees - including clerical office employees and outside salespersons.
Notes
-
Class Code
8741
Real Estate Company—All Employees
Notes
-
Class Code
8723*
Insurance Companies
Notes
-
Class Code
8603
Architectural or Engineering Firm
Notes
-
Class Code
7607
Video Post Production
Notes
-
Class Code
0988
Bank
Notes
-
Class Code
0984*
Insurance Company
Notes
-
Class Code
0962
Accounting or Auditing Firm
Notes
-
Class Code
0956
Attorney—All Employees & Clerical, Messengers, Drivers
Notes
-
Class Code
0953
Clerical Office Employees
Notes
-
Class Code
0890
Library - Public
Notes
-
Class Code
0887
Museum
Notes
-
Class Code
9028
Building Operation NOC—Dwelling or Combined Dwelling and Commercial Occupancy
Notes
-
Class Code
9015
Buildings—Operation by Owner, Lessee or Real Estate Management Firm: All Other Employees
Notes
-
Class Code
9014*
Janitorial Services By Contractors - No Window Cleaning Above Ground Level & Drivers
Notes
-
Class Code
9013
Condominiums or Cooperatives - All Employees
Notes
-
Class Code
9012
Buildings—Operation by Owner, Lessee or Real Estate Management Firm: Professional Employees, Property Managers and Leasing Agents & Clerical, Salespersons
Notes
-
Class Code
9011
Apartment or Condominium Complex Operation — all other employees
Notes
-
Class Code
9008*
Janitorial services - - by contractors
Notes
-
Class Code
0888
Homeowners Association
Notes
-
Class Code
0880
Apartment House or Condominium Complex Operation
Notes
-
Class Code
8401
Auto Repair Facility: Write - up Personnel
Notes
-
Class Code
8396
Automobile Car Wash - & Drivers
Notes
-
Class Code
8395
Automobile Service or Repair Center / Truck Maintenance & Repair
Notes
-
Class Code
8393
Automobile Body Repair
Notes
-
Class Code
8391
Automobile Repair Shop
Notes
-
Class Code
8389
Automobile or Automobile Truck Repair Shops or Garages
Notes
-
Class Code
8387
Automobile Service Stations & Drivers
Notes
-
Class Code
8382
Automobile Gasoline and/or Service Stations: Self - Service Gasoline—with Convenience Store
Notes
-
Class Code
8381
Gasoline Station: Self - Service Only - Retail
Notes
-
Class Code
8380
Automobile Service or Repair Center & Drivers
Notes
-
Class Code
8002
Automobile Rental Co
Notes
-
Class Code
0818
Automobile Dealer
Notes
-
Class Code
0815
Automobile Service Center
Notes
-

Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.