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Class Code

928120

International Affairs

Notes

Class Code

928110

National Security

Notes

Class Code

927110

Space Research and Technology

Notes

Class Code

926150

Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors

Notes

Class Code

926140

Regulation of Agricultural Marketing and Commodities

Notes

Class Code

926130

Regulation and Administration of Communications, Electric, Gas, and Other Utilities

Notes

Class Code

926120

Regulation and Administration of Transportation Programs

Notes

Class Code

926110

Administration of General Economic Programs

Notes

Class Code

925120

Administration of Urban Planning and Community and Rural Development

Notes

Class Code

924120

Administration of Conservation Programs

Notes

Class Code

925110

Administration of Housing Programs

Notes

Class Code

924110

Administration of Air and Water Resource and Solid Waste Management Programs

Notes

Class Code

923140

Administration of Veterans' Affairs

Notes

Class Code

923130

Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs)

Notes

Class Code

923120

Administration of Public Health Programs

Notes

Class Code

922190

Other Justice, Public Order, and Safety Activities

Notes

Class Code

923110

Administration of Education Programs

Notes

Class Code

922160

Fire Protection

Notes

Class Code

922150

Parole Offices and Probation Offices

Notes

Class Code

922140

Correctional Institutions

Notes

Class Code

922130

Legal Counsel and Prosecution

Notes

Class Code

922120

Police Protection

Notes

Class Code

922110

Courts

Notes

Class Code

921190

Other General Government Support

Notes

Class Code

921150

American Indian and Alaska Native Tribal Governments

Notes

Class Code

921140

Executive and Legislative Offices, Combined

Notes

Class Code

921130

Public Finance Activities

Notes

Class Code

921120

Legislative Bodies

Notes

Class Code

921110

Executive Offices

Notes

Class Code

Public Administration

Notes

Class Code

814110

Private Households

Notes

Class Code

813990

Other Similar Organizations (except Business, Professional, Labor, and Political Organizations)

Notes

Class Code

813940

Political Organizations

Notes

Class Code

813930

Labor Unions and Similar Labor Organizations

Notes

Class Code

813920

Professional Organizations

Notes

Class Code

813910

Business Associations

Notes

Class Code

813410

Civic and Social Organizations

Notes

Class Code

813319

Other Social Advocacy Organizations

Notes

Class Code

813312

Environment, Conservation and Wildlife Organizations

Notes

Class Code

813219

Other Grantmaking and Giving Services

Notes

Class Code

813311

Human Rights Organizations

Notes

Class Code

812990

All Other Personal Services

Notes

Class Code

813211

Grantmaking Foundations

Notes

Class Code

813212

Voluntary Health Organizations

Notes

Class Code

813110

Religious Organizations

Notes

Class Code

812930

Parking Lots and Garages

Notes

Class Code

812922

One-Hour Photofinishing

Notes

Class Code

812921

Photofinishing Laboratories (except One-Hour)

Notes

Class Code

812910

Pet Care (except Veterinary) Services

Notes

Class Code

812320

Drycleaning and Laundry Services (except Coin-Operated)

Notes

Class Code

812331

Linen Supply

Notes

Class Code

812332

Industrial Launderers

Notes

Class Code

812310

Coin-Operated Laundries and Drycleaners

Notes

Class Code

812220

Cemeteries and Crematories

Notes

Class Code

812210

Funeral Homes and Funeral Services

Notes

Class Code

812199

Other Personal Care Services

Notes

Class Code

812191

Diet and Weight Reducing Centers

Notes

Class Code

812112

Beauty Salons

Notes

Class Code

812113

Nail Salons

Notes

Class Code

812111

Barber Shops

Notes

Class Code

811490

Other Personal and Household Goods Repair and Maintenance

Notes

Class Code

811430

Footwear and Leather Goods Repair

Notes

Class Code

811420

Reupholstery and Furniture Repair

Notes

Class Code

811412

Appliance Repair and Maintenance

Notes

Class Code

811411

Home and Garden Equipment Repair and Maintenance

Notes

Class Code

811219

Other Electronic and Precision Equipment Repair and Maintenance

Notes

Class Code

811310

Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance

Notes

Class Code

811213

Communication Equipment Repair and Maintenance

Notes

Class Code

811212

Computer and Office Machine Repair and Maintenance

Notes

Class Code

811211

Consumer Electronics Repair and Maintenance

Notes

Class Code

811122

Automotive Glass Replacement Shops

Notes

Class Code

811198

All Other Automotive Repair and Maintenance

Notes

Class Code

811192

Car Washes

Notes

Class Code

811191

Automotive Oil Change and Lubrication Shops

Notes

Class Code

811118

Other Automotive Mechanical and Electrical Repair and Maintenance

Notes

Class Code

811121

Automotive Body, Paint, and Interior Repair and Maintenance

Notes

Class Code

811113

Automotive Transmission Repair

Notes

Class Code

811112

Automotive Exhaust System Repair

Notes

Class Code

811111

General Automotive Repair

Notes

Class Code

722515

Snack and Nonalcoholic Beverage Bars

Notes

Class Code

Other Services

Notes

Class Code

722514

Cafeterias, Grill Buffets, and Buffets

Notes

Class Code

722513

Limited-Service Restaurants

Notes

Class Code

722511

Full-Service Restaurants

Notes

Class Code

722410

Drinking Places (Alcoholic Beverages)

Notes

Class Code

722330

Mobile Food Services

Notes

Class Code

722320

Caterers

Notes

Class Code

722310

Food Service Contractors

Notes

Class Code

721310

Rooming and Boarding Houses, Dormitories, and Workers' Camps

Notes

Class Code

721214

Recreational and Vacation Camps (except Campgrounds)

Notes

Class Code

721211

RV (Recreational Vehicle) Parks and Campgrounds

Notes

Class Code

721199

All Other Traveler Accommodation

Notes

Class Code

721191

Bed-and-Breakfast Inns

Notes

Class Code

721120

Casino Hotels

Notes

Class Code

721110

Hotels (except Casino Hotels) and Motels

Notes

Class Code

Accomodation and Food Services

Notes

Class Code

713990

All Other Amusement and Recreation Industries

Notes

Class Code

713950

Bowling Centers

Notes

Class Code

713940

Fitness and Recreational Sports Centers

Notes

Class Code

713930

Marinas

Notes

Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code

423460

Optical goods (except cameras) merchant wholesalers

Notes

Class Code

423420

Office Machines or Appliances Distributors: No Repair

Notes

Class Code

423420

Forms handling machines merchant wholesalers

Notes

Class Code

423420

Bookkeeping machines merchant wholesalers

Notes

Class Code

423420

Labeling machines merchant wholesalers

Notes

Class Code

423420

Stapling machines merchant wholesalers

Notes

Class Code

423420

Bank equipment merchant wholesalers

Notes

Class Code

423420

Office machines merchant wholesalers

Notes

Class Code

423420

Tape dispensing machines merchant wholesalers

Notes

Class Code

423420

Mailing machines merchant wholesalers

Notes

Class Code

423420

Currency handling machines merchant wholesalers

Notes

Class Code

423420

Postage meters merchant wholesalers

Notes

Class Code

423420

Copying machines merchant wholesalers

Notes

Class Code

423420

Office equipment merchant wholesalers: No Repair

Notes

Class Code

423420

Cash registers merchant wholesalers

Notes

Class Code

423420

Automated teller machines (ATM) merchant wholesalers

Notes

Class Code

423420

Typewriters merchant wholesalers

Notes

Class Code

423420

Accounting machines merchant wholesalers

Notes

Class Code

423420

Point of sale terminals merchant wholesalers

Notes

Class Code

423420

Addressing machines merchant wholesalers

Notes

Class Code

423420

Coin sorting machines merchant wholesalers

Notes

Class Code

423420

Calculators and calculating machines merchant wholesalers

Notes

Class Code

423420

Paper shredders merchant wholesalers

Notes

Class Code

423420

Business machines and equipment (except computers) merchant wholesalers

Notes

Class Code

423420

Check handling machines merchant wholesalers

Notes

Class Code

423420

Blueprinting equipment merchant wholesalers

Notes

Class Code

423420

Dictating machines merchant wholesalers

Notes

Class Code

423420

Letter and envelope handling machines merchant wholesalers

Notes

Class Code

423420

Perforating machines merchant wholesalers

Notes

Class Code

424470

Meats and meat products (except canned, packaged frozen) merchant wholesalers

Notes

Class Code

424470

Meats, fresh, merchant wholesalers

Notes

Class Code

424470

Meats, frozen (except packaged), merchant wholesalers

Notes

Class Code

424490

Meats, canned, merchant wholesalers

Notes

Class Code

424420

Pies (e.g., fruit, meat), frozen, merchant wholesalers

Notes

Class Code

424470

Meats, cured or smoked, merchant wholesalers

Notes

Class Code

424470

Deli meats (except poultry) merchant wholesalers

Notes

Class Code

424490

Canned foods (e.g., fish, meat, seafood, soups) merchant wholesalers

Notes

Class Code

424470

Cutting of purchased carcasses (except boxed meat cut on an assembly line basis) merchant wholesalers

Notes

Class Code

424470

Frozen meats (except packaged) merchant wholesalers

Notes

Class Code

424420

Meats, packaged frozen, merchant wholesalers

Notes

Class Code

424470

Processed meats (e.g., luncheon, sausage) merchant wholesalers

Notes

Class Code

424470

Fresh meats merchant wholesalers

Notes

Class Code

424470

Fish or Seafood products (except canned, packaged frozen) merchant wholesalers

Notes

Class Code

424470

Fish or Seafood,, fresh, merchant wholesalers

Notes

Class Code

424470

Fish or Seafood, frozen (except packaged), merchant wholesalers

Notes

Class Code

424460

Seafood (except canned, packaged frozen) merchant wholesalers

Notes

Class Code

424460

Cured fish merchant wholesalers

Notes

Class Code

424460

Fresh fish merchant wholesalers

Notes

Class Code

424440

Eggs merchant wholesalers: Fish or Seafood

Notes

Class Code

424440

Processed fish or seafood (e.g., luncheon) merchant wholesalers

Notes

Class Code

425120

Agents and brokers, nondurable goods, wholesale trade: Fish or Seafood store

Notes

Class Code

424440

Fish or Seafood store (except canned and packaged frozen) merchant wholesalers

Notes

Class Code

424440

Fish or Seafood products (except canned and packaged frozen) merchant wholesalers

Notes

Class Code

424440

Fish or Seafood, live and dressed, merchant wholesalers

Notes

Class Code

424460

Fish (except canned, packaged frozen) merchant wholesalers

Notes

Class Code

424470

Fish or Seafood, cured or smoked, merchant wholesalers

Notes

Class Code

425120

Fish or Seafood store: Distributors

Notes

Class Code

425120

Nondurable goods agents and brokers, wholesale trade: Fish

Notes

Class Code

424460

Frozen fish (except packaged) merchant wholesalers

Notes

Class Code

424460

Fresh seafood merchant wholesalers

Notes

Class Code

424470

Lard merchant wholesalers

Notes

Class Code

424470

Deli meats (except poultry) merchant wholesalers: Fish or Seafood

Notes

Class Code

424440

Fish or Seafood pies (except packaged frozen) merchant wholesalers

Notes

Class Code

425120

Nondurable goods agents and brokers, wholesale trade: Seafood

Notes

Class Code

424460

Fish, salted or preserved (except canned), merchant wholesalers

Notes

Class Code

424470

Cutting of purchased carcasses (except boxed meat cut on an assembly line basis) merchant wholesalers: Fish or Seafood

Notes

Class Code

424470

Frozen fish or seafood (except packaged) distributors

Notes

Class Code

424440

Fish or Seafood (except canned, packaged frozen) merchant wholesalers

Notes

Class Code

424440

Packaged Fish or Seafood (except canned and frozen) merchant wholesalers

Notes

Class Code

425120

Fish or Seafood store

Notes

Class Code

424440

Fresh fish or seafood merchant wholesalers

Notes

Class Code

424460

Frozen seafood (except packaged) merchant wholesalers

Notes

Class Code

424470

Processed Fish of Seafood (e.g., luncheon) merchant wholesalers

Notes

Class Code

424470

Fresh fish or seafood store: Distributors

Notes

Class Code

424440

Frozen fish or seafood (except packaged) merchant wholesalers

Notes

Class Code

424440

Eggs merchant wholesalers: Poultry

Notes

Class Code

424440

Processed poultry (e.g., luncheon) merchant wholesalers

Notes

Class Code

424440

Chicken and chicken products (except canned and packaged frozen) merchant wholesalers

Notes

Class Code

424440

Turkey and turkey products (except canned and packaged frozen) merchant wholesalers

Notes

Class Code

424420

Pies (e.g., fruit, meat, poultry), frozen, merchant wholesalers

Notes

Class Code

424440

Poultry, live and dressed, merchant wholesalers

Notes

Class Code

424440

Poultry pies (except packaged frozen) merchant wholesalers

Notes

Class Code

424420

Poultry, packaged frozen, merchant wholesalers

Notes

Class Code

424440

Poultry and poultry products (except canned, packaged frozen) merchant wholesalers

Notes

Class Code

424440

Packaged poultry (except canned and frozen) merchant wholesalers

Notes

Class Code

424440

Fresh poultry merchant wholesalers

Notes

Class Code

424440

Frozen poultry (except packaged) merchant wholesalers

Notes

Class Code

423850

Vacuum cleaning systems, commercial, merchant wholesalers

Notes

Class Code

423850

Brooms (except household-type) merchant wholesalers

Notes

Class Code

423850

Janitorial equipment and supplies merchant wholesalers

Notes

Class Code

423850

Carpet cleaning equipment and supplies merchant wholesalers

Notes

Class Code

423850

Floor maintenance equipment merchant wholesalers

Notes

Class Code

423850

Mops, industrial, merchant wholesalers

Notes

Class Code

424990

Paints, artist's, merchant wholesalers

Notes

Class Code

424990

Artists' supplies merchant wholesalers

Notes

Class Code

423920

Craft kits merchant wholesalers

Notes

Class Code

423920

Hobbyists' supplies merchant wholesalers

Notes

Class Code

423920

Hobby craft kits merchant wholesalers

Notes

Class Code

423730

Heating equipment, warm air (i.e. forced air), merchant wholesalers: Distributors Only

Notes

Class Code

423730

Air-conditioning equipment (except room units) merchant wholesalers

Notes

Class Code

8838

Museums--all employees--including clerical office employees.

Notes

Class Code

8822*

Insurance Companies

Notes

Class Code

8821

Attorney- Support Services

Notes

Class Code

8820

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

8810(2)

Clerical Office Employees - NOC - Governing Class - new class effective 6/1/2021 - B suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810(1)

Clerical Office Employees - NOC - Non-Governing Class - new class effective 6/1/2021 - A suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810

Clerical Office Employees NOC

Notes

Class Code

8809

Executive Officers NOC—Not Foremen, Workers or Salespersons

Notes

Class Code

8808

Banks

Notes

Class Code

8803

Auditor, Accountant or Factory Cost or Office Systematizer—Traveling

Notes

Class Code

8801

Credit unions--all employees-- including clerical office employees and outside salespersons.

Notes

Class Code

8799

Mailing or Addressing Company or Letter Service Shop - Clerical Staff

Notes

Class Code

8749

Mortgage bankers - all employees - including clerical office employees and outside salespersons

Notes

Class Code

8743

Mortgage brokers - all employees - including clerical office employees and outside salespersons.

Notes

Class Code

8741

Real Estate Company—All Employees

Notes

Class Code

8723*

Insurance Companies

Notes

Class Code

8603

Architectural or Engineering Firm

Notes

Class Code

7607

Video Post Production

Notes

Class Code

0988

Bank

Notes

Class Code

0984*

Insurance Company

Notes

Class Code

0962

Accounting or Auditing Firm

Notes

Class Code

0956

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

0953

Clerical Office Employees

Notes

Class Code

0890

Library - Public

Notes

Class Code

0887

Museum

Notes

Class Code

9028

Building Operation NOC—Dwelling or Combined Dwelling and Commercial Occupancy

Notes

Class Code

9015

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: All Other Employees

Notes

Class Code

9014*

Janitorial Services By Contractors - No Window Cleaning Above Ground Level & Drivers

Notes

Class Code

9013

Condominiums or Cooperatives - All Employees

Notes

Class Code

9012

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: Professional Employees, Property Managers and Leasing Agents & Clerical, Salespersons

Notes

Class Code

9011

Apartment or Condominium Complex Operation — all other employees

Notes

Class Code

9008*

Janitorial services - - by contractors

Notes

Class Code

0888

Homeowners Association

Notes

Class Code

0880

Apartment House or Condominium Complex Operation

Notes

Class Code

8401

Auto Repair Facility: Write - up Personnel

Notes

Class Code

8396

Automobile Car Wash - & Drivers

Notes

Class Code

8395

Automobile Service or Repair Center / Truck Maintenance & Repair

Notes

Class Code

8393

Automobile Body Repair

Notes

Class Code

8391

Automobile Repair Shop

Notes

Class Code

8389

Automobile or Automobile Truck Repair Shops or Garages

Notes

Class Code

8387

Automobile Service Stations & Drivers

Notes

Class Code

8382

Automobile Gasoline and/or Service Stations: Self - Service Gasoline—with Convenience Store

Notes

Class Code

8381

Gasoline Station: Self - Service Only - Retail

Notes

Class Code

8380

Automobile Service or Repair Center & Drivers

Notes

Class Code

8002

Automobile Rental Co

Notes

Class Code

0818

Automobile Dealer

Notes

Class Code

0815

Automobile Service Center

Notes

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