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Class Code
713920
Skiing Facilities
Notes
-
Class Code
713910
Golf Courses and Country Clubs
Notes
-
Class Code
713290
Other Gambling Industries
Notes
-
Class Code
713210
Casinos (except Casino Hotels)
Notes
-
Class Code
713120
Amusement Arcades
Notes
-
Class Code
713110
Amusement and Theme Parks
Notes
-
Class Code
712190
Nature Parks and Other Similar Institutions
Notes
-
Class Code
712120
Historical Sites
Notes
-
Class Code
712130
Zoos and Botanical Gardens
Notes
-
Class Code
711510
Independent Artists, Writers, and Performers
Notes
-
Class Code
712110
Museums
Notes
-
Class Code
711410
Agents and Managers for Artists, Athletes, Entertainers, and Other Public Figures
Notes
-
Class Code
711320
Promoters of Performing Arts, Sports, and Similar Events without Facilities
Notes
-
Class Code
711310
Promoters of Performing Arts, Sports, and Similar Events with Facilities
Notes
-
Class Code
711219
Other Spectator Sports
Notes
-
Class Code
711212
Racetracks
Notes
-
Class Code
711211
Sports Teams and Clubs
Notes
-
Class Code
711190
Other Performing Arts Companies
Notes
-
Class Code
711130
Musical Groups and Artists
Notes
-
Class Code
711120
Dance Companies
Notes
-
Class Code
711110
Theater Companies and Dinner Theaters
Notes
-
Class Code
71
Arts, Entertainment, and Recreation
Notes
-
Class Code
624410
Child Day Care Services
Notes
-
Class Code
624310
Vocational Rehabilitation Services
Notes
-
Class Code
624229
Other Community Housing Services
Notes
-
Class Code
624230
Emergency and Other Relief Services
Notes
-
Class Code
624221
Temporary Shelters
Notes
-
Class Code
624210
Community Food Services
Notes
-
Class Code
624190
Other Individual and Family Services
Notes
-
Class Code
624120
Services for the Elderly and Persons with Disabilities
Notes
-
Class Code
622110
General Medical and Surgical Hospitals
Notes
-
Class Code
624110
Child and Youth Services
Notes
-
Class Code
623990
Other Residential Care Facilities
Notes
-
Class Code
623312
Assisted Living Facilities for the Elderly
Notes
-
Class Code
623311
Continuing Care Retirement Communities
Notes
-
Class Code
623220
Residential Mental Health and Substance Abuse Facilities
Notes
-
Class Code
623210
Residential Intellectual and Developmental Disability Facilities
Notes
-
Class Code
623110
Nursing Care Facilities (Skilled Nursing Facilities)
Notes
-
Class Code
622310
Specialty (except Psychiatric and Substance Abuse) Hospitals
Notes
-
Class Code
621999
All Other Miscellaneous Ambulatory Health Care Services
Notes
-
Class Code
622210
Psychiatric and Substance Abuse Hospitals
Notes
-
Class Code
621991
Blood and Organ Banks
Notes
-
Class Code
621910
Ambulance Services
Notes
-
Class Code
621610
Home Health Care Services
Notes
-
Class Code
621512
Diagnostic Imaging Centers
Notes
-
Class Code
621511
Medical Laboratories
Notes
-
Class Code
621498
All Other Outpatient Care Centers
Notes
-
Class Code
621493
Freestanding Ambulatory Surgical and Emergency Centers
Notes
-
Class Code
621492
Kidney Dialysis Centers
Notes
-
Class Code
621491
HMO Medical Centers
Notes
-
Class Code
621410
Family Planning Centers
Notes
-
Class Code
621420
Outpatient Mental Health and Substance Abuse Centers
Notes
-
Class Code
621399
Offices of All Other Miscellaneous Health Practitioners
Notes
-
Class Code
621391
Offices of Podiatrists
Notes
-
Class Code
621340
Offices of Physical, Occupational and Speech Therapists, and Audiologists
Notes
-
Class Code
611691
Exam Preparation and Tutoring
Notes
-
Class Code
621330
Offices of Mental Health Practitioners (except Physicians)
Notes
-
Class Code
621210
Offices of Dentists
Notes
-
Class Code
621320
Offices of Optometrists
Notes
-
Class Code
621310
Offices of Chiropractors
Notes
-
Class Code
621112
Offices of Physicians, Mental Health Specialists
Notes
-
Class Code
611710
Educational Support Services
Notes
-
Class Code
611692
Automobile Driving Schools
Notes
-
Class Code
621111
Offices of Physicians (except Mental Health Specialists)
Notes
-
Class Code
62
Healthcare and Social Assitance
Notes
-
Class Code
611699
All Other Miscellaneous Schools and Instruction
Notes
-
Class Code
611630
Language Schools
Notes
-
Class Code
611620
Sports and Recreation Instruction
Notes
-
Class Code
611513
Apprenticeship Training
Notes
-
Class Code
611610
Fine Arts Schools
Notes
-
Class Code
611519
Other Technical and Trade Schools
Notes
-
Class Code
561990
All Other Support Services
Notes
-
Class Code
611511
Cosmetology and Barber Schools
Notes
-
Class Code
611512
Flight Training
Notes
-
Class Code
611420
Computer Training
Notes
-
Class Code
611430
Professional and Management Development Training
Notes
-
Class Code
611410
Business and Secretarial Schools
Notes
-
Class Code
611310
Colleges, Universities, and Professional Schools
Notes
-
Class Code
611210
Junior Colleges
Notes
-
Class Code
61
Educational Services
Notes
-
Class Code
611110
Elementary and Secondary Schools
Notes
-
Class Code
562998
All Other Miscellaneous Waste Management Services
Notes
-
Class Code
562991
Septic Tank and Related Services
Notes
-
Class Code
562920
Materials Recovery Facilities
Notes
-
Class Code
562910
Remediation Services
Notes
-
Class Code
562219
Other Nonhazardous Waste Treatment and Disposal
Notes
-
Class Code
562213
Solid Waste Combustors and Incinerators
Notes
-
Class Code
562212
Solid Waste Landfill
Notes
-
Class Code
562211
Hazardous Waste Treatment and Disposal
Notes
-
Class Code
562112
Hazardous Waste Collection
Notes
-
Class Code
562111
Solid Waste Collection
Notes
-
Class Code
562119
Other Waste Collection
Notes
-
Class Code
561920
Convention and Trade Show Organizers
Notes
-
Class Code
561910
Packaging and Labeling Services
Notes
-
Class Code
561790
Other Services to Buildings and Dwellings
Notes
-
Class Code
561720
Janitorial Services
Notes
-
Class Code
561710
Exterminating and Pest Control Services
Notes
-
Class Code
561740
Carpet and Upholstery Cleaning Services
Notes
-
Class Code
561730
Landscaping Services
Notes
-
Class Code
561622
Locksmiths
Notes
-
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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code
423210
Appliance Distributors: Mattresses merchant wholesalers
Notes
-
Class Code
423620
Vacuum cleaners, household-type, merchant wholesalers
Notes
-
Class Code
423620
Sewing machines, household-type, merchant wholesalers
Notes
-
Class Code
423220
Bathroom accessories merchant wholesalers
Notes
-
Class Code
423220
Glassware, household-type, merchant wholesalers
Notes
-
Class Code
423220
Kitchen utensils, household-type, merchant wholesalers
Notes
-
Class Code
423220
Hollowware (except precious metal) merchant wholesalers
Notes
-
Class Code
423620
Heaters, portable electric, merchant wholesalers
Notes
-
Class Code
423620
Appliances, household-type (except water heaters, heating stoves (i.e., noncooking)), gas and electric, merchant wholesalers
Notes
-
Class Code
423220
Antique home furnishings merchant wholesalers
Notes
-
Class Code
423620
Laundry machinery and equipment, household-type (e.g., dryers, washers), merchant wholesalers
Notes
-
Class Code
423220
Rugs merchant wholesalers
Notes
-
Class Code
423620
Speaker systems merchant wholesalers
Notes
-
Class Code
423210
Antique furniture merchant wholesalers
Notes
-
Class Code
423210
Religious furniture merchant wholesalers
Notes
-
Class Code
423620
Household-type laundry equipment (e.g., dryers, washers) merchant wholesalers
Notes
-
Class Code
423220
Napkins (except paper) merchant wholesalers
Notes
-
Class Code
423620
Television sets merchant wholesalers
Notes
-
Class Code
423620
Appliance Distributors: Radio, Television or Compact Disc Players
Notes
-
Class Code
423620
Radio, Television or Compact Disc Players
Notes
-
Class Code
722513
Family restaurants, limited-service: Alcohol sales up to 50% of total sales
Notes
-
Class Code
722511
Family restaurants, full service: Alcohol sales up to 50% of total sales
Notes
-
Class Code
722513
Family restaurants, limited-service: No alcohol sales
Notes
-
Class Code
722511
Family restaurants, full service: No alcohol sales
Notes
-
Class Code
722513
Diners, limited-service: Alcohol sales up to 50% of total sales
Notes
-
Class Code
722511
Diners, full service: Alcohol sales up to 50% of total sales
Notes
-
Class Code
722513
Diners, limited-service: No alcohol sales
Notes
-
Class Code
722511
Diners, full service: No alcohol sales
Notes
-
Class Code
722511
Restaurants, full service: Alcohol sales up to 50% of total sales
Notes
-
Class Code
722513
Fast casual restaurants: Alcohol sales up to 50% of total sales
Notes
-
Class Code
722511
Restaurants, full service: No Alcohol sales
Notes
-
Class Code
722513
Fast casual restaurants: No Alcohol sales
Notes
-
Class Code
812310
Laundry services, coin-operated or similar self-service; Supervised
Notes
-
Class Code
812310
Coin-operated drycleaners and laundries; Supervised
Notes
-
Class Code
812310
Laundromats; Supervised
Notes
-
Class Code
812310
Launderettes; Supervised
Notes
-
Class Code
812310
Automatic laundries, coin-operated; Supervised
Notes
-
Class Code
812310
Self-service drycleaners and laundries; Supervised
Notes
-
Class Code
812310
Laundries, coin-operated or similar self-service; Supervised
Notes
-
Class Code
812320
Agents, laundry and drycleaning: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Laundries (except coin-operated, linen supply, uniform supply): Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Apparel pressing services: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Bob tailers, laundry and drycleaning: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Garment cleaning (e.g., fur, leather, suede) services: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Drapery cleaning services: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Hat cleaning services: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Cleaners, drycleaning and laundry service (except coin-operated): Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Pillow cleaning services: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Drycleaner drop-off and pick-up sites: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Drycleaning services (except coin-operated): Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Drycleaning plants (except rug cleaning plants): Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Suede garment cleaning services
Notes
-
Class Code
812320
Cleaning and dyeing plants (except rug cleaning plants): Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Curtain cleaning services: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Laundry services (except coin-operated, linen supply, uniform supply): Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Hand laundries: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Laundry and drycleaning agents: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Leather garment cleaning services: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Drycleaners (except coin-operated): Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Fur garment cleaning services: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Power laundries, family: Synthetic Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Agents, laundry and drycleaning: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Laundries (except coin-operated, linen supply, uniform supply): Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Apparel pressing services: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Bob tailers, laundry and drycleaning: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Garment cleaning (e.g., fur, leather, suede) services: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Drapery cleaning services: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Hat cleaning services: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Cleaners, drycleaning and laundry service (except coin-operated): Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Pillow cleaning services: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Drycleaner drop-off and pick-up sites: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Drycleaning services (except coin-operated): Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Drycleaning plants (except rug cleaning plants): Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Suede garment cleaning services: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Cleaning and dyeing plants (except rug cleaning plants): Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Curtain cleaning services: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Laundry services (except coin-operated, linen supply, uniform supply): Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Hand laundries: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Laundry and drycleaning agents: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Leather garment cleaning services: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Drycleaners (except coin-operated): Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Fur garment cleaning services: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
812320
Power laundries, family: Petroleum Solvents; less than 3 pick-up stations
Notes
-
Class Code
722511
Fine dining restaurants, full service: With sales of alcohol between 30-75% of total sales
Notes
-
Class Code
722511
Fine dining restaurants, full service: With sales of alcohol up to 30% of total sales
Notes
-
Class Code
722511
Fine dining restaurants, full service: With no sales of alcohol
Notes
-
Class Code
531130
Equity real estate investment trusts (REITs), primarily leasing miniwarehouses and self-storage units
Notes
-
Class Code
531130
Self-storage unit rental or leasing
Notes
-
Class Code
531130
Self-Storage Facilities
Notes
-
Class Code
531130
Real estate rental or leasing of miniwarehouses and self-storage units
Notes
-
Class Code
531130
Self-Storage Warehousing Facilities
Notes
-
Class Code
722513
Takeout eating places: Limited Cooking
Notes
-
Class Code
722513
Takeout eating places: Fast Food
Notes
-
Class Code
722513
Restaurants, fast-food: Seafood
Notes
-
Class Code
722513
Fast-food restaurants: Seafood
Notes
-
Class Code
722513
Restaurants, fast-food: Salad Bars
Notes
-
Class Code
722513
Family restaurants, limited-service: Salad
Notes
-
Class Code
722513
Fast casual restaurants: Salad
Notes
-
Class Code
722513
Restaurants, fast-food: Roast Beef
Notes
-
Class Code
722513
Fast-food restaurants: Roast Beef
Notes
-
Previous
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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code
8292
Storage Warehouse NOC
Notes
-
Class Code
8291
Storage Warehouse
Notes
-
Class Code
8290
Warehouses — self-storage — all other employees
Notes
-
Class Code
0813
Warehousing NOC
Notes
-
Class Code
7392
Beer or Ale Dealers
Notes
-
Class Code
7390
Beer or Ale Dealer - Wholesale & Drivers
Notes
-
Class Code
0821
Beverage Distributor
Notes
-
Class Code
8753
Coffee, Tea, or Grocery Dealer—Retail - & Drivers
Notes
-
Class Code
8235
Sash, Door or Assembled Millwork & Drivers
Notes
-
Class Code
8232
Lumberyard-New materials only
Notes
-
Class Code
8209
Vegetable Packing & Drivers
Notes
-
Class Code
8204
Building Material Yard & Local Managers,Drivers
Notes
-
Class Code
8111
Plumbers' Supplies
Notes
-
Class Code
8107
Machinery Dealer NOC
Notes
-
Class Code
8058
Building Material Dealer
Notes
-
Class Code
8004
Stores -- Garden Supplies -- NOC
Notes
-
Class Code
0907
Fruit & Vegetable Dealer - Wholesale
Notes
-
Class Code
0885
Plumbing Supplies Dealers or Pipe Merchant
Notes
-
Class Code
0814
Dealer in Mobile, Self propelled
Notes
-
Class Code
9620
Funeral Director & Drivers
Notes
-
Class Code
9600
Taxidermist
Notes
-
Class Code
9093
Bowling Lane
Notes
-
Class Code
9092
Bowling Centers
Notes
-
Class Code
9089
Billiard Hall
Notes
-
Class Code
9586
Barbershop, Beauty Parlor or Hair Styling Salon
Notes
-
Class Code
9585
Shoe Repair Shop
Notes
-
Class Code
8846
Printing — screen printing — editing
Notes
-
Class Code
8078
Sandwich Shop
Notes
-
Class Code
8072
Store: Book, Record, Compact Disc, Software, Video, or Audio Cassette—Retail
Notes
-
Class Code
8071
Stores--books--retail.
Notes
-
Class Code
8070
Stores - video media - rental - retail (Discontinued 1/1/18 - use 8071)
Notes
-
Class Code
8069
Cellular Telephone Store - Retail
Notes
-
Class Code
8068
Art Gallery & Clerical
Notes
-
Class Code
8066
Stores -- Bicycles and Bicycle Accessories -- Wholesalre or Retail -- Including Repairs or Rental Operations
Notes
-
Class Code
8065
Stores - paint or paint supplies
Notes
-
Class Code
8064
Office Supplies and Stationery Store
Notes
-
Class Code
8063
Lighting Fixtures Store
Notes
-
Class Code
8062
Computer Store
Notes
-
Class Code
8061
Stores - - groceries and provisions - - convenience - - retail.
Notes
-
Class Code
8060
Stores - wine, beer or spirits - retail
Notes
-
Class Code
8059
Stores - ceramic tile
Notes
-
Class Code
8050
Store: Five and Ten Cent
Notes
-
Class Code
8048
Store: Fruit or Vegetable - Wholesale Operations Covered
Notes
-
Class Code
8047
Store: Drug—Wholesale
Notes
-
Class Code
8046
Automobile Parts and Accessory Store
Notes
-
Class Code
8045
Store: Drug—Retail
Notes
-
Class Code
8044
Store Furniture & Drivers
Notes
-
Class Code
8043
Stores:—Retail Store NOC—Including Service of Food—Not Restaurants
Notes
-
Class Code
8042
Stores - floor covering
Notes
-
Class Code
8041
Stores - wine or spirits - wholesale
Notes
-
Class Code
8039
Store: Department—Retail
Notes
-
Class Code
8037
Store: Superstores and Warehouse Club
Notes
-
Class Code
8036
Automobile - Parts & Accessories- Retail
Notes
-
Class Code
8034
Store: Grocery - Wholesale
Notes
-
Class Code
8033
Store: Meat, Grocery and Provision—Combined—Retail NOC
Notes
-
Class Code
8032
Store: Clothing, Wearing Apparel or Dry Goods—Wholesale
Notes
-
Class Code
8031
Store: Meat, Fish, or Poultry—Retail
Notes
-
Class Code
8029
Automobile - Parts & Accessories- Wholesale
Notes
-
Class Code
8025
Bicycle Store
Notes
-
Class Code
8024
Store - Seafood Dealer - Wholesale
Notes
-
Class Code
8021
Store: Meat, Fish or Poultry Dealer—Wholesale
Notes
-
Class Code
8019
Printing -- Quick Printing or Photocopying—All Employees—Including Clerical Office Employees and Salespersons
Notes
-
Class Code
8018
Store: Wholesale NOC
Notes
-
Class Code
8017
Store: Retail—NOC
Notes
-
Class Code
8016
Photocopy Shops—All Employees—& Clerical, Outside Salespersons, Drivers
Notes
-
Class Code
8015
Quick Printing—Copying or Duplicating Service - All Employees & Clerical, Salespersons, Drivers
Notes
-
Class Code
8013
Store: Jewelry
Notes
-
Class Code
8012
Quick Printing—Copying or Duplicating Service - All Employees & Clerical, Salespersons, Drivers
Notes
-
Class Code
8010
Store: Hardware
Notes
-
Class Code
8008
Store: Clothing, Wearing Apparel or Dry Goods—Retail
Notes
-
Class Code
8006
Gasoline Station—Self - Service & Convenience/Grocery—Retail
Notes
-
Class Code
8001
Store: Florist & Drivers
Notes
-
Class Code
7999
Stores:—Hardware Store—Wholesale
Notes
-
Class Code
7998
Stores:—Hardware Store—Retail
Notes
-
Class Code
2004
Bakery - Retail - All Operation
Notes
-
Class Code
0997
Funeral Director & Drivers
Notes
-
Class Code
0977
Barbershop, Beauty Parlor or Hair Styling Salon
Notes
-
Class Code
0968
Amusement, Indoor
Notes
-
Class Code
0934
Automobile Parts and Accessory Store
Notes
-
Class Code
0932
Quick Printing—Copying or Duplicating Service - All Employees & Clerical, Salespersons, Drivers
Notes
-
Class Code
0928
Store: Retail—NOC
Notes
-
Class Code
0927
Pharmacy - Retail
Notes
-
Class Code
0926
Hardware Store - Wholesale
Notes
-
Class Code
0925
Hardware Store - Retail
Notes
-
Class Code
0922
Furniture Store-Retail
Notes
-
Class Code
0920
Jewelry Store
Notes
-
Class Code
0919
Store: Florist & Drivers
Notes
-
Class Code
0918
Bakery Shop
Notes
-
Class Code
0917
Grocery Store
Notes
-
Class Code
0916
Clothing or Dry Goods Store
Notes
-
Class Code
0915
Store: Meat, Fish, or Poultry—Retail
Notes
-
Class Code
0914
Store: Department—Retail
Notes
-
Class Code
0924
Wholesale Store
Notes
-
Class Code
0911
Grocery - Wholesale
Notes
-
Class Code
0910
Meat Dealer - Wholesale
Notes
-
Class Code
9349
School: Cafeteria and Kitchen Employees
Notes
-
Class Code
9107
Church - Non-Professional Employees & Drivers
Notes
-
Class Code
9106
School - Non - Professional Employees & Drivers
Notes
-
Class Code
9101
College—All Other Employees
Notes
-
Class Code
9059
Child Day Care Center: All Other Employees & Drivers
Notes
-
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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.