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Class Code
928120
International Affairs
Notes
-
Class Code
928110
National Security
Notes
-
Class Code
927110
Space Research and Technology
Notes
-
Class Code
926150
Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors
Notes
-
Class Code
926140
Regulation of Agricultural Marketing and Commodities
Notes
-
Class Code
926130
Regulation and Administration of Communications, Electric, Gas, and Other Utilities
Notes
-
Class Code
926120
Regulation and Administration of Transportation Programs
Notes
-
Class Code
926110
Administration of General Economic Programs
Notes
-
Class Code
925120
Administration of Urban Planning and Community and Rural Development
Notes
-
Class Code
924120
Administration of Conservation Programs
Notes
-
Class Code
925110
Administration of Housing Programs
Notes
-
Class Code
924110
Administration of Air and Water Resource and Solid Waste Management Programs
Notes
-
Class Code
923140
Administration of Veterans' Affairs
Notes
-
Class Code
923130
Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs)
Notes
-
Class Code
923120
Administration of Public Health Programs
Notes
-
Class Code
922190
Other Justice, Public Order, and Safety Activities
Notes
-
Class Code
923110
Administration of Education Programs
Notes
-
Class Code
922160
Fire Protection
Notes
-
Class Code
922150
Parole Offices and Probation Offices
Notes
-
Class Code
922140
Correctional Institutions
Notes
-
Class Code
922130
Legal Counsel and Prosecution
Notes
-
Class Code
922120
Police Protection
Notes
-
Class Code
922110
Courts
Notes
-
Class Code
921190
Other General Government Support
Notes
-
Class Code
921150
American Indian and Alaska Native Tribal Governments
Notes
-
Class Code
921140
Executive and Legislative Offices, Combined
Notes
-
Class Code
921130
Public Finance Activities
Notes
-
Class Code
921120
Legislative Bodies
Notes
-
Class Code
921110
Executive Offices
Notes
-
Class Code
92
Public Administration
Notes
-
Class Code
814110
Private Households
Notes
-
Class Code
813990
Other Similar Organizations (except Business, Professional, Labor, and Political Organizations)
Notes
-
Class Code
813940
Political Organizations
Notes
-
Class Code
813930
Labor Unions and Similar Labor Organizations
Notes
-
Class Code
813920
Professional Organizations
Notes
-
Class Code
813910
Business Associations
Notes
-
Class Code
813410
Civic and Social Organizations
Notes
-
Class Code
813319
Other Social Advocacy Organizations
Notes
-
Class Code
813312
Environment, Conservation and Wildlife Organizations
Notes
-
Class Code
813219
Other Grantmaking and Giving Services
Notes
-
Class Code
813311
Human Rights Organizations
Notes
-
Class Code
812990
All Other Personal Services
Notes
-
Class Code
813211
Grantmaking Foundations
Notes
-
Class Code
813212
Voluntary Health Organizations
Notes
-
Class Code
813110
Religious Organizations
Notes
-
Class Code
812930
Parking Lots and Garages
Notes
-
Class Code
812922
One-Hour Photofinishing
Notes
-
Class Code
812921
Photofinishing Laboratories (except One-Hour)
Notes
-
Class Code
812910
Pet Care (except Veterinary) Services
Notes
-
Class Code
812320
Drycleaning and Laundry Services (except Coin-Operated)
Notes
-
Class Code
812331
Linen Supply
Notes
-
Class Code
812332
Industrial Launderers
Notes
-
Class Code
812310
Coin-Operated Laundries and Drycleaners
Notes
-
Class Code
812220
Cemeteries and Crematories
Notes
-
Class Code
812210
Funeral Homes and Funeral Services
Notes
-
Class Code
812199
Other Personal Care Services
Notes
-
Class Code
812191
Diet and Weight Reducing Centers
Notes
-
Class Code
812112
Beauty Salons
Notes
-
Class Code
812113
Nail Salons
Notes
-
Class Code
812111
Barber Shops
Notes
-
Class Code
811490
Other Personal and Household Goods Repair and Maintenance
Notes
-
Class Code
811430
Footwear and Leather Goods Repair
Notes
-
Class Code
811420
Reupholstery and Furniture Repair
Notes
-
Class Code
811412
Appliance Repair and Maintenance
Notes
-
Class Code
811411
Home and Garden Equipment Repair and Maintenance
Notes
-
Class Code
811219
Other Electronic and Precision Equipment Repair and Maintenance
Notes
-
Class Code
811310
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
Notes
-
Class Code
811213
Communication Equipment Repair and Maintenance
Notes
-
Class Code
811212
Computer and Office Machine Repair and Maintenance
Notes
-
Class Code
811211
Consumer Electronics Repair and Maintenance
Notes
-
Class Code
811122
Automotive Glass Replacement Shops
Notes
-
Class Code
811198
All Other Automotive Repair and Maintenance
Notes
-
Class Code
811192
Car Washes
Notes
-
Class Code
811191
Automotive Oil Change and Lubrication Shops
Notes
-
Class Code
811118
Other Automotive Mechanical and Electrical Repair and Maintenance
Notes
-
Class Code
811121
Automotive Body, Paint, and Interior Repair and Maintenance
Notes
-
Class Code
811113
Automotive Transmission Repair
Notes
-
Class Code
811112
Automotive Exhaust System Repair
Notes
-
Class Code
811111
General Automotive Repair
Notes
-
Class Code
722515
Snack and Nonalcoholic Beverage Bars
Notes
-
Class Code
81
Other Services
Notes
-
Class Code
722514
Cafeterias, Grill Buffets, and Buffets
Notes
-
Class Code
722513
Limited-Service Restaurants
Notes
-
Class Code
722511
Full-Service Restaurants
Notes
-
Class Code
722410
Drinking Places (Alcoholic Beverages)
Notes
-
Class Code
722330
Mobile Food Services
Notes
-
Class Code
722320
Caterers
Notes
-
Class Code
722310
Food Service Contractors
Notes
-
Class Code
721310
Rooming and Boarding Houses, Dormitories, and Workers' Camps
Notes
-
Class Code
721214
Recreational and Vacation Camps (except Campgrounds)
Notes
-
Class Code
721211
RV (Recreational Vehicle) Parks and Campgrounds
Notes
-
Class Code
721199
All Other Traveler Accommodation
Notes
-
Class Code
721191
Bed-and-Breakfast Inns
Notes
-
Class Code
721120
Casino Hotels
Notes
-
Class Code
721110
Hotels (except Casino Hotels) and Motels
Notes
-
Class Code
72
Accomodation and Food Services
Notes
-
Class Code
713990
All Other Amusement and Recreation Industries
Notes
-
Class Code
713950
Bowling Centers
Notes
-
Class Code
713940
Fitness and Recreational Sports Centers
Notes
-
Class Code
713930
Marinas
Notes
-
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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code
238110
Concrete pumping (i.e., placement)
Notes
-
Class Code
238110
Concrete repair
Notes
-
Class Code
238140
Concrete block laying: Office
Notes
-
Class Code
238110
Concrete pouring
Notes
-
Class Code
238110
Foundation, building, poured concrete, contractors
Notes
-
Class Code
238990
Curb and gutter construction, residential and commercial driveway and parking area, concrete
Notes
-
Class Code
238110
Chimney, concrete, construction
Notes
-
Class Code
238110
Shotcrete contractors
Notes
-
Class Code
238110
Concrete resurfacing
Notes
-
Class Code
238990
Concrete patio construction
Notes
-
Class Code
238990
Culvert, concrete, residential and commercial paved area
Notes
-
Class Code
238110
Retaining wall (except anchored earth), poured concrete, construction
Notes
-
Class Code
238990
Paving, residential and commercial driveway and parking lot: Office; Concrete
Notes
-
Class Code
238990
Concrete paving, residential and commercial driveway and parking area: Office
Notes
-
Class Code
561740
Upholstery cleaning services: Shop
Notes
-
Class Code
561740
Upholstery cleaning on customers' premises: Shop
Notes
-
Class Code
561740
Cleaning carpets: Shop
Notes
-
Class Code
561740
Rug cleaning services: Shop
Notes
-
Class Code
561740
Rug cleaning plants: Shop
Notes
-
Class Code
561740
Cleaning services, carpet and rug: Shop
Notes
-
Class Code
561740
Furniture cleaning services: Shop
Notes
-
Class Code
561740
Carpet cleaning services: Shop
Notes
-
Class Code
561740
Furniture cleaning on customers' premises: Shop
Notes
-
Class Code
561740
Cleaning plants, carpet and rug: Shop
Notes
-
Class Code
561740
Carpet cleaning on customers' premises: Shop
Notes
-
Class Code
561740
Carpet cleaning plants: Shop
Notes
-
Class Code
561740
Cleaning rugs: Shop
Notes
-
Class Code
561740
Upholstery cleaning services
Notes
-
Class Code
561740
Upholstery cleaning on customers' premises
Notes
-
Class Code
561740
Cleaning carpets
Notes
-
Class Code
561740
Rug cleaning services
Notes
-
Class Code
561740
Rug cleaning plants
Notes
-
Class Code
561740
Cleaning services, carpet and rug
Notes
-
Class Code
561740
Furniture cleaning services
Notes
-
Class Code
561740
Carpet cleaning services
Notes
-
Class Code
561740
Furniture cleaning on customers' premises
Notes
-
Class Code
561740
Cleaning plants, carpet and rug
Notes
-
Class Code
561740
Carpet cleaning on customers' premises
Notes
-
Class Code
561740
Carpet cleaning plants
Notes
-
Class Code
561740
Cleaning rugs
Notes
-
Class Code
238350
Carpenters (except framing): Shop
Notes
-
Class Code
238350
Cabinets, wood built-in, constructed on site: Shop
Notes
-
Class Code
238350
Cabinet work performed at the construction site: Shop
Notes
-
Class Code
238350
Millwork installation: Shop
Notes
-
Class Code
238350
Molding or trim, wood or plastic, installation: Shop
Notes
-
Class Code
238350
Prefabricated kitchen and bath cabinet, residential-type, installation: Shop
Notes
-
Class Code
238350
Kitchen cabinets and counters, constructed on site: Shop
Notes
-
Class Code
238350
Built-in wood cabinets constructed on site: Shop
Notes
-
Class Code
238350
Door, folding, installation: Shop
Notes
-
Class Code
238350
Cabinetry work performed at the construction site: Shop
Notes
-
Class Code
238340
Countertop (ceramic tile, stone), residential-type, installation: Shop
Notes
-
Class Code
238350
Window, wood, installation: Shop
Notes
-
Class Code
238350
Hermetically sealed window unit, residential-type, installation: Shop
Notes
-
Class Code
238350
Shelving, wood, constructed on site: Shop
Notes
-
Class Code
238350
Trim and finish carpentry contractors: Shop
Notes
-
Class Code
238350
Door and window, prefabricated, installation; Interior Carpentry: Shop
Notes
-
Class Code
238350
Window installation: Shop
Notes
-
Class Code
238350
Stairway, wood, installation: Shop
Notes
-
Class Code
238350
Interior Carpentry: Shop
Notes
-
Class Code
238350
Door and window frame construction: Shop
Notes
-
Class Code
238350
Paneling installation: Shop
Notes
-
Class Code
238350
Interior Carpentry: Shop
Notes
-
Class Code
238350
Window, metal frame residential-type, installation: Shop
Notes
-
Class Code
238350
Prefabricated sash and door installation: Shop
Notes
-
Class Code
238350
Carpentry work (except framing): Shop
Notes
-
Class Code
238350
Finish carpentry: Shop
Notes
-
Class Code
238350
Carpenters (except framing): Office
Notes
-
Class Code
238350
Cabinets, wood built-in, constructed on site: Office
Notes
-
Class Code
238350
Cabinet work performed at the construction site: Office
Notes
-
Class Code
238350
Millwork installation
Notes
-
Class Code
238350
Molding or trim, wood or plastic, installation
Notes
-
Class Code
238350
Prefabricated kitchen and bath cabinet, residential-type, installation
Notes
-
Class Code
238350
Kitchen cabinets and counters, constructed on site
Notes
-
Class Code
238350
Built-in wood cabinets constructed on site: Office
Notes
-
Class Code
238350
Door, folding, installation
Notes
-
Class Code
238350
Cabinetry work performed at the construction site: Office
Notes
-
Class Code
238340
Countertop (ceramic tile, stone), residential-type, installation
Notes
-
Class Code
238350
Window, wood, installation
Notes
-
Class Code
238350
Hermetically sealed window unit, residential-type, installation: Office
Notes
-
Class Code
238350
Shelving, wood, constructed on site
Notes
-
Class Code
238350
Trim and finish carpentry contractors
Notes
-
Class Code
238350
Door and window, prefabricated, installation; Interior Carpentry: Office
Notes
-
Class Code
238350
Window installation
Notes
-
Class Code
238350
Stairway, wood, installation
Notes
-
Class Code
238350
Interior Carpentry: Office
Notes
-
Class Code
238350
Door and window frame construction
Notes
-
Class Code
238350
Paneling installation
Notes
-
Class Code
238350
Interior Carpentry: Office
Notes
-
Class Code
238350
Window, metal frame residential-type, installation: Office
Notes
-
Class Code
238350
Prefabricated sash and door installation
Notes
-
Class Code
238350
Carpentry work (except framing): Office
Notes
-
Class Code
238350
Finish carpentry
Notes
-
Class Code
238130
Permanent wood foundation installation
Notes
-
Class Code
236115
Single-family attached housing construction general contractors
Notes
-
Class Code
238130
Roof truss (wood) installation
Notes
-
Class Code
238130
Prefabricated wood frame component (e.g., trusses) installation
Notes
-
Class Code
236115
Single-family detached housing construction general contractors
Notes
-
Class Code
238130
Framework, house, contractors
Notes
-
Class Code
236115
Town house (i.e., single-family type) construction by general contractors
Notes
-
Class Code
238130
Carpentry, framing: Shop
Notes
-
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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code
2105
Fruit Packing
Notes
-
Class Code
2102
Fruit or Vegetable Evaporation or Dehydrating
Notes
-
Class Code
2095
Meat Products Mfg. NOC
Notes
-
Class Code
2070
Creamery or Dairy & Route Supervisors, Drivers
Notes
-
Class Code
2068
Milk Products Mfg. NOC
Notes
-
Class Code
2065
Milk Products Mfg. NOC
Notes
-
Class Code
2063
Creameries and Dairy Products Mfg.
Notes
-
Class Code
2041
Confection Mfg.
Notes
-
Class Code
2040
Ice Cream Mfg
Notes
-
Class Code
2039
Ice Cream Mfg. & Drivers
Notes
-
Class Code
2016
Breakfast Food Mfg.
Notes
-
Class Code
2003
Bakery - Salespersons & Drivers
Notes
-
Class Code
2002
Pasta or Noodle Mfg.
Notes
-
Class Code
2001
Cracker Mfg.
Notes
-
Class Code
0119
Meat Products Mfg. NOC
Notes
-
Class Code
0113
Preserving Or Canning Of Food
Notes
-
Class Code
0112
Beverage Mfg.—NOC
Notes
-
Class Code
0110
Ice Cream Mfg.
Notes
-
Class Code
0109
Dairy Products Mfg.
Notes
-
Class Code
0108
Brewery
Notes
-
Class Code
0107
Candy Mfg.
Notes
-
Class Code
0106
Processed Meat Products Mfg
Notes
-
Class Code
0105
Bakery - Wholesale
Notes
-
Class Code
0104
Food Products Mfg. NOC
Notes
-
Class Code
3685
Instrument Mfg NOC
Notes
-
Class Code
3681
Television Radio Telephone or Telecommunication Device NOC
Notes
-
Class Code
9522
Upholstering
Notes
-
Class Code
2501
Cloth Canvas and Related Products
Notes
-
Class Code
0204
Shoe Repair
Notes
-
Class Code
0166
Canvas or Burlap Products Mfg
Notes
-
Class Code
8844
Veterinarians: Small Animal Hospitals & Clinics
Notes
-
Class Code
8839
Dentists and Dental Surgeons—All Employees—Including Clerical Office Employees -- NPD
Notes
-
Class Code
8834
Physicians
Notes
-
Class Code
8832
Physician & Clerical
Notes
-
Class Code
8831
Hospital—Veterinary & Drivers
Notes
-
Class Code
0959
Veterinarians
Notes
-
Class Code
0957
Physician or Dentist
Notes
-
Class Code
2590
Dry Cleaning or Laundry - Retail - and Route Salesperson, Drivers
Notes
-
Class Code
2589
Laundry and Dry Cleaning Store Retail & Route Supervisors, Drivers
Notes
-
Class Code
2587
Towel or Toilet Supply Co. & Route Supervisors, Drivers
Notes
-
Class Code
2586
Cleaning or Dyeing & Route Sup,Drivers
Notes
-
Class Code
2585
Laundry
Notes
-
Class Code
2583
Dry Cleaner & Drivers
Notes
-
Class Code
2581
Laundry - All Kinds - & Drivers
Notes
-
Class Code
0142
Dry Cleaning Plant
Notes
-
Class Code
0141
Laundry NOC
Notes
-
Class Code
9052
Hotel-All Other Employees, Salespersons,Drivers
Notes
-
Class Code
9058
Hotel- Restaurant Employees
Notes
-
Class Code
9050
Hotels Motels or short term residential housing
Notes
-
Class Code
0973
Hotel
Notes
-
Class Code
9521
House Furnishings Installation NOC
Notes
-
Class Code
9519
Household and Commercial Appliances Installation Service or Repair
Notes
-
Class Code
9516
Electronic Equipment Installation Service or Repair
Notes
-
Class Code
5192
Vending or Coin Operated Machines/InstallationService and Repair
Notes
-
Class Code
5191
Office Machine Installation
Notes
-
Class Code
5146
Furniture or Fixtures Installation
Notes
-
Class Code
0933
Vending or Coin Operated Machines/InstallationService and Repair
Notes
-
Class Code
0670
House Furnishing Installtion
Notes
-
Class Code
0646
Furniture or Fixture Installation=In Office or Stores
Notes
-
Class Code
9102*
Park NOC—All Employees & Drivers / Lawn Maintenance & Drivers
Notes
-
Class Code
0042*
Landscape Gardening & Drivers
Notes
-
Class Code
0012*
Landscape Contractor
Notes
-
Class Code
7605
Burglar and Fire Alarm Installation or Repair & Drivers
Notes
-
Class Code
5537*
Heating, Ventilation, Air - Conditioning and Refrigeration Systems - Installation, Service and Repair, Shop, Yard & Drivers
Notes
-
Class Code
5482
Painting or Wallpaper Installation
Notes
-
Class Code
5478
Floor Covering Installation - Resilient Flooring - Carpet and Laminate Flooring
Notes
-
Class Code
5476*
Painting or Paper Hanging NOC
Notes
-
Class Code
5474*
Painting NOC & Shop Operations, Drivers
Notes
-
Class Code
5470
Glaziers equals or exceed $33.00
Notes
-
Class Code
5467
Glaziers
Notes
-
Class Code
5462
Glazier- Away from shop
Notes
-
Class Code
5436
Hardwood Floor Laying - including finishing
Notes
-
Class Code
5348
Ceramic Tile Indoor Stone, Marble or Mosaic
Notes
-
Class Code
5195
Communications Cabling
Notes
-
Class Code
5190
Electrical Wiring—within Buildings & Drivers
Notes
-
Class Code
5187
Plumbing — equals or exceeds $26.00
Notes
-
Class Code
5183
Plumbing NOC & Drivers
Notes
-
Class Code
5140
Electrical Wiring — equals or exceeds $32.00
Notes
-
Class Code
9069
Clubs - Gaming, Cards and Bingo
Notes
-
Class Code
9067
Clubs - Community Health and Wellness; Boys and Girls
Notes
-
Class Code
9065
Clubs—Tennis, Racquetball, Handball—Indoor
Notes
-
Class Code
9063
YMCA, YWCA, YMHA or YWHA, Institution—All Employees & Clerical
Notes
-
Class Code
9061
Clubs—NOC & Clerical
Notes
-
Class Code
9060
Club - Country, Golf, Fishing or Yacht & Clerical
Notes
-
Class Code
9055
Exercise or Health Institute
Notes
-
Class Code
9054
Spas or Baths - including restaurant employees, retail store employees and receptionists (CA only)
Notes
-
Class Code
9053
Exercise or Health Institutes
Notes
-
Class Code
8870
Fitness Instruction Programs or Studios - all employees - including receptionists
Notes
-
Class Code
0976
Y.M.C.A., Y.W.C.A. and Community Center
Notes
-
Class Code
0944
Club - Country, Golf or Yachting
Notes
-
Class Code
0896
Clubs—NOC & Clerical
Notes
-
Class Code
0884
Health or Exercise Club
Notes
-
Class Code
9066
Homeowners Associations
Notes
-
Class Code
8813
Printing Operation
Notes
-
Class Code
8812
Libraries - public - librarians or professional assistants
Notes
-
Class Code
8811
Libraries - private - librarians or professional assistants
Notes
-
Class Code
8871
Clerical Telecommuter Employees
Notes
-
Class Code
8860
Accounting Firm - All Employees & Clerical Messengers, Drivers
Notes
-
Class Code
8859
Computer Programming or Software Development
Notes
-
Class Code
8855
Banks and Trust Companies - All Employees, Salespersons, Drivers & Clerical
Notes
-
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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.