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Class Code

928120

International Affairs

Notes

Class Code

928110

National Security

Notes

Class Code

927110

Space Research and Technology

Notes

Class Code

926150

Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors

Notes

Class Code

926140

Regulation of Agricultural Marketing and Commodities

Notes

Class Code

926130

Regulation and Administration of Communications, Electric, Gas, and Other Utilities

Notes

Class Code

926120

Regulation and Administration of Transportation Programs

Notes

Class Code

926110

Administration of General Economic Programs

Notes

Class Code

925120

Administration of Urban Planning and Community and Rural Development

Notes

Class Code

924120

Administration of Conservation Programs

Notes

Class Code

925110

Administration of Housing Programs

Notes

Class Code

924110

Administration of Air and Water Resource and Solid Waste Management Programs

Notes

Class Code

923140

Administration of Veterans' Affairs

Notes

Class Code

923130

Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs)

Notes

Class Code

923120

Administration of Public Health Programs

Notes

Class Code

922190

Other Justice, Public Order, and Safety Activities

Notes

Class Code

923110

Administration of Education Programs

Notes

Class Code

922160

Fire Protection

Notes

Class Code

922150

Parole Offices and Probation Offices

Notes

Class Code

922140

Correctional Institutions

Notes

Class Code

922130

Legal Counsel and Prosecution

Notes

Class Code

922120

Police Protection

Notes

Class Code

922110

Courts

Notes

Class Code

921190

Other General Government Support

Notes

Class Code

921150

American Indian and Alaska Native Tribal Governments

Notes

Class Code

921140

Executive and Legislative Offices, Combined

Notes

Class Code

921130

Public Finance Activities

Notes

Class Code

921120

Legislative Bodies

Notes

Class Code

921110

Executive Offices

Notes

Class Code

Public Administration

Notes

Class Code

814110

Private Households

Notes

Class Code

813990

Other Similar Organizations (except Business, Professional, Labor, and Political Organizations)

Notes

Class Code

813940

Political Organizations

Notes

Class Code

813930

Labor Unions and Similar Labor Organizations

Notes

Class Code

813920

Professional Organizations

Notes

Class Code

813910

Business Associations

Notes

Class Code

813410

Civic and Social Organizations

Notes

Class Code

813319

Other Social Advocacy Organizations

Notes

Class Code

813312

Environment, Conservation and Wildlife Organizations

Notes

Class Code

813219

Other Grantmaking and Giving Services

Notes

Class Code

813311

Human Rights Organizations

Notes

Class Code

812990

All Other Personal Services

Notes

Class Code

813211

Grantmaking Foundations

Notes

Class Code

813212

Voluntary Health Organizations

Notes

Class Code

813110

Religious Organizations

Notes

Class Code

812930

Parking Lots and Garages

Notes

Class Code

812922

One-Hour Photofinishing

Notes

Class Code

812921

Photofinishing Laboratories (except One-Hour)

Notes

Class Code

812910

Pet Care (except Veterinary) Services

Notes

Class Code

812320

Drycleaning and Laundry Services (except Coin-Operated)

Notes

Class Code

812331

Linen Supply

Notes

Class Code

812332

Industrial Launderers

Notes

Class Code

812310

Coin-Operated Laundries and Drycleaners

Notes

Class Code

812220

Cemeteries and Crematories

Notes

Class Code

812210

Funeral Homes and Funeral Services

Notes

Class Code

812199

Other Personal Care Services

Notes

Class Code

812191

Diet and Weight Reducing Centers

Notes

Class Code

812112

Beauty Salons

Notes

Class Code

812113

Nail Salons

Notes

Class Code

812111

Barber Shops

Notes

Class Code

811490

Other Personal and Household Goods Repair and Maintenance

Notes

Class Code

811430

Footwear and Leather Goods Repair

Notes

Class Code

811420

Reupholstery and Furniture Repair

Notes

Class Code

811412

Appliance Repair and Maintenance

Notes

Class Code

811411

Home and Garden Equipment Repair and Maintenance

Notes

Class Code

811219

Other Electronic and Precision Equipment Repair and Maintenance

Notes

Class Code

811310

Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance

Notes

Class Code

811213

Communication Equipment Repair and Maintenance

Notes

Class Code

811212

Computer and Office Machine Repair and Maintenance

Notes

Class Code

811211

Consumer Electronics Repair and Maintenance

Notes

Class Code

811122

Automotive Glass Replacement Shops

Notes

Class Code

811198

All Other Automotive Repair and Maintenance

Notes

Class Code

811192

Car Washes

Notes

Class Code

811191

Automotive Oil Change and Lubrication Shops

Notes

Class Code

811118

Other Automotive Mechanical and Electrical Repair and Maintenance

Notes

Class Code

811121

Automotive Body, Paint, and Interior Repair and Maintenance

Notes

Class Code

811113

Automotive Transmission Repair

Notes

Class Code

811112

Automotive Exhaust System Repair

Notes

Class Code

811111

General Automotive Repair

Notes

Class Code

722515

Snack and Nonalcoholic Beverage Bars

Notes

Class Code

Other Services

Notes

Class Code

722514

Cafeterias, Grill Buffets, and Buffets

Notes

Class Code

722513

Limited-Service Restaurants

Notes

Class Code

722511

Full-Service Restaurants

Notes

Class Code

722410

Drinking Places (Alcoholic Beverages)

Notes

Class Code

722330

Mobile Food Services

Notes

Class Code

722320

Caterers

Notes

Class Code

722310

Food Service Contractors

Notes

Class Code

721310

Rooming and Boarding Houses, Dormitories, and Workers' Camps

Notes

Class Code

721214

Recreational and Vacation Camps (except Campgrounds)

Notes

Class Code

721211

RV (Recreational Vehicle) Parks and Campgrounds

Notes

Class Code

721199

All Other Traveler Accommodation

Notes

Class Code

721191

Bed-and-Breakfast Inns

Notes

Class Code

721120

Casino Hotels

Notes

Class Code

721110

Hotels (except Casino Hotels) and Motels

Notes

Class Code

Accomodation and Food Services

Notes

Class Code

713990

All Other Amusement and Recreation Industries

Notes

Class Code

713950

Bowling Centers

Notes

Class Code

713940

Fitness and Recreational Sports Centers

Notes

Class Code

713930

Marinas

Notes

Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code

238130

Sheathing, wood, installation

Notes

Class Code

236115

Condominium, single-family, construction general contractors

Notes

Class Code

238130

House framing

Notes

Class Code

236115

Low income housing, single-family, construction general contractors

Notes

Class Code

238130

Building framing (except structural steel): Shop

Notes

Class Code

236115

Residential construction, single-family, general contractors

Notes

Class Code

238130

Ceiling beam, wood, installation

Notes

Class Code

236115

Row house (i.e., single-family type) construction general contractors

Notes

Class Code

236115

Cabin construction general contractors: Shop

Notes

Class Code

236115

Vacation home, single-family, construction by general contractors

Notes

Class Code

236115

Single-family house construction by general contractors

Notes

Class Code

238130

Wood frame component (e.g., truss) fabrication on site

Notes

Class Code

238130

Foundation, building, wood, contractors

Notes

Class Code

236115

Log home construction general contractors

Notes

Class Code

236115

Cottage construction general contractors

Notes

Class Code

236115

Single-family homes built on land owned by others, general contractors of

Notes

Class Code

236115

Housing, single-family, construction general contractors

Notes

Class Code

238130

Framing contractors

Notes

Class Code

238130

Post framing contractors

Notes

Class Code

238130

Permanent wood foundation installation: Office

Notes

Class Code

236115

Single-family attached housing construction general contractors: Office

Notes

Class Code

238130

Roof truss (wood) installation: Office

Notes

Class Code

238130

Prefabricated wood frame component (e.g., trusses) installation: Office

Notes

Class Code

236115

Single-family detached housing construction general contractors: Office

Notes

Class Code

238130

Framework, house, contractors: Office

Notes

Class Code

236115

Town house (i.e., single-family type) construction by general contractors: Office

Notes

Class Code

238130

Carpentry, framing: Office

Notes

Class Code

238130

Sheathing, wood, installation: Office

Notes

Class Code

236115

Condominium, single-family, construction general contractors: Office

Notes

Class Code

238130

House framing: Office

Notes

Class Code

236115

Low income housing, single-family, construction general contractors: Office

Notes

Class Code

238130

Building framing (except structural steel): Office

Notes

Class Code

236115

Residential construction, single-family, general contractors: Office

Notes

Class Code

238130

Ceiling beam, wood, installation: Office

Notes

Class Code

236115

Row house (i.e., single-family type) construction general contractors: Office

Notes

Class Code

236115

Cabin construction general contractors: Office

Notes

Class Code

236115

Vacation home, single-family, construction by general contractors: Office

Notes

Class Code

236115

Single-family house construction by general contractors: Office

Notes

Class Code

238130

Wood frame component (e.g., truss) fabrication on site: Office

Notes

Class Code

238130

Foundation, building, wood, contractors: Office

Notes

Class Code

236115

Log home construction general contractors: Office

Notes

Class Code

236115

Cottage construction general contractors: Office

Notes

Class Code

236115

Single-family homes built on land owned by others, general contractors: Office

Notes

Class Code

236115

Housing, single-family, construction general contractors: Office

Notes

Class Code

238130

Framing contractors: Office

Notes

Class Code

238130

Post framing contractors: Office

Notes

Class Code

238220

Cooling tower installation: Shop

Notes

Class Code

238220

Air Conditioning: Shop; Systems or Equipment

Notes

Class Code

423730

Air Conditioning: Shop; Systems or Equipment

Notes

Class Code

423730

HVAC equipment merchant wholesalers: Shop; Systems or Equipment

Notes

Class Code

423730

Automotive air-conditioners merchant wholesalers: Shop

Notes

Class Code

238220

Central air-conditioning equipment installation: Shop

Notes

Class Code

238220

Blower or fan, cooling and dry heating, installation: Shop; Systems or Equipment

Notes

Class Code

238220

Heating and cooling duct work installation: Shop; Systems or Equipment

Notes

Class Code

238220

Duct work (e.g., cooling, dust collection, exhaust, heating, ventilation) installation: Shop; Systems or Equipment

Notes

Class Code

238220

Central cooling equipment and piping installation: Shop

Notes

Class Code

238220

HVAC (heating, ventilation and air-conditioning) contractors: Shop

Notes

Class Code

423730

Cooling equipment and supplies merchant wholesalers: Air Conditioning: Shop; Systems or Equipment

Notes

Class Code

423730

Compressors, air-conditioning, merchant wholesalers: Shop

Notes

Class Code

423730

Air Conditioning: Shop; Systems or Equipment

Notes

Class Code

561790

Duct cleaning services: Shop

Notes

Class Code

561790

Ventilation duct cleaning services: Shop

Notes

Class Code

238220

Cooling tower installation

Notes

Class Code

238220

Air Conditioning: Office; Systems or Equipment

Notes

Class Code

423730

Air Conditioning: Office; Systems or Equipment

Notes

Class Code

423730

HVAC equipment merchant wholesalers: Office; Systems or Equipment

Notes

Class Code

423730

Automotive air-conditioners merchant wholesalers: Office

Notes

Class Code

238220

Central air-conditioning equipment installation

Notes

Class Code

238220

Blower or fan, cooling and dry heating, installation: Office; Systems or Equipment

Notes

Class Code

238220

Heating and cooling duct work installation: Office; Systems or Equipment

Notes

Class Code

238220

Duct work (e.g., cooling, dust collection, exhaust, heating, ventilation) installation: Office; Systems or Equipment

Notes

Class Code

238220

Central cooling equipment and piping installation

Notes

Class Code

238220

HVAC (heating, ventilation and air-conditioning) contractors

Notes

Class Code

423730

Cooling equipment and supplies merchant wholesalers: Air Conditioning: Office; Systems or Equipment

Notes

Class Code

423730

Compressors, air-conditioning, merchant wholesalers: Office

Notes

Class Code

423730

Condensing units, air-conditioning, merchant wholesalers: Office: Office

Notes

Class Code

561790

Duct cleaning services

Notes

Class Code

561790

Ventilation duct cleaning services

Notes

Class Code

455219

Catalog or Premium Coupon Redemption (except department store, warehouse club, and supercenter sites) store

Notes

Class Code

455219

General merchandise (new and used) auction houses: Catalog or Premium Coupon Redemption store

Notes

Class Code

561422

Catalog or Premium Coupon Redemption store

Notes

Class Code

315250

Custom tailors, women's and girls' dresses cut and sewn from purchased fabric (except apparel contractors)

Notes

Class Code

541490

Costume design services (except independent theatrical costume designers)

Notes

Class Code

315250

Bridal dresses or gowns, custom made

Notes

Class Code

541490

Clothing design services

Notes

Class Code

812113

Manicure and pedicure salons

Notes

Class Code

812113

Pedicure and manicure salons

Notes

Class Code

812113

Pedicurist services

Notes

Class Code

812113

Nail salons

Notes

Class Code

812113

Manicurist services

Notes

Class Code

812112

Hairdresser services

Notes

Class Code

812112

Hair stylist services, unisex or women's

Notes

Class Code

812112

Beauty parlors

Notes

Class Code

812112

Beauty salons

Notes

Class Code

812112

Hairdressing salons or shops, unisex or women's

Notes

Class Code

812112

Hair stylist salons or shops, unisex or women's

Notes

Class Code

812112

Beauty and barber shops, combined

Notes

Class Code

812112

Beauty shops

Notes

Class Code

812112

Beautician services

Notes

Class Code

812112

Unisex hair stylist shops

Notes

Class Code

8838

Museums--all employees--including clerical office employees.

Notes

Class Code

8822*

Insurance Companies

Notes

Class Code

8821

Attorney- Support Services

Notes

Class Code

8820

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

8810(2)

Clerical Office Employees - NOC - Governing Class - new class effective 6/1/2021 - B suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810(1)

Clerical Office Employees - NOC - Non-Governing Class - new class effective 6/1/2021 - A suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810

Clerical Office Employees NOC

Notes

Class Code

8809

Executive Officers NOC—Not Foremen, Workers or Salespersons

Notes

Class Code

8808

Banks

Notes

Class Code

8803

Auditor, Accountant or Factory Cost or Office Systematizer—Traveling

Notes

Class Code

8801

Credit unions--all employees-- including clerical office employees and outside salespersons.

Notes

Class Code

8799

Mailing or Addressing Company or Letter Service Shop - Clerical Staff

Notes

Class Code

8749

Mortgage bankers - all employees - including clerical office employees and outside salespersons

Notes

Class Code

8743

Mortgage brokers - all employees - including clerical office employees and outside salespersons.

Notes

Class Code

8741

Real Estate Company—All Employees

Notes

Class Code

8723*

Insurance Companies

Notes

Class Code

8603

Architectural or Engineering Firm

Notes

Class Code

7607

Video Post Production

Notes

Class Code

0988

Bank

Notes

Class Code

0984*

Insurance Company

Notes

Class Code

0962

Accounting or Auditing Firm

Notes

Class Code

0956

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

0953

Clerical Office Employees

Notes

Class Code

0890

Library - Public

Notes

Class Code

0887

Museum

Notes

Class Code

9028

Building Operation NOC—Dwelling or Combined Dwelling and Commercial Occupancy

Notes

Class Code

9015

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: All Other Employees

Notes

Class Code

9014*

Janitorial Services By Contractors - No Window Cleaning Above Ground Level & Drivers

Notes

Class Code

9013

Condominiums or Cooperatives - All Employees

Notes

Class Code

9012

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: Professional Employees, Property Managers and Leasing Agents & Clerical, Salespersons

Notes

Class Code

9011

Apartment or Condominium Complex Operation — all other employees

Notes

Class Code

9008*

Janitorial services - - by contractors

Notes

Class Code

0888

Homeowners Association

Notes

Class Code

0880

Apartment House or Condominium Complex Operation

Notes

Class Code

8401

Auto Repair Facility: Write - up Personnel

Notes

Class Code

8396

Automobile Car Wash - & Drivers

Notes

Class Code

8395

Automobile Service or Repair Center / Truck Maintenance & Repair

Notes

Class Code

8393

Automobile Body Repair

Notes

Class Code

8391

Automobile Repair Shop

Notes

Class Code

8389

Automobile or Automobile Truck Repair Shops or Garages

Notes

Class Code

8387

Automobile Service Stations & Drivers

Notes

Class Code

8382

Automobile Gasoline and/or Service Stations: Self - Service Gasoline—with Convenience Store

Notes

Class Code

8381

Gasoline Station: Self - Service Only - Retail

Notes

Class Code

8380

Automobile Service or Repair Center & Drivers

Notes

Class Code

8002

Automobile Rental Co

Notes

Class Code

0818

Automobile Dealer

Notes

Class Code

0815

Automobile Service Center

Notes

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