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Class Code
928120
International Affairs
Notes
-
Class Code
928110
National Security
Notes
-
Class Code
927110
Space Research and Technology
Notes
-
Class Code
926150
Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors
Notes
-
Class Code
926140
Regulation of Agricultural Marketing and Commodities
Notes
-
Class Code
926130
Regulation and Administration of Communications, Electric, Gas, and Other Utilities
Notes
-
Class Code
926120
Regulation and Administration of Transportation Programs
Notes
-
Class Code
926110
Administration of General Economic Programs
Notes
-
Class Code
925120
Administration of Urban Planning and Community and Rural Development
Notes
-
Class Code
924120
Administration of Conservation Programs
Notes
-
Class Code
925110
Administration of Housing Programs
Notes
-
Class Code
924110
Administration of Air and Water Resource and Solid Waste Management Programs
Notes
-
Class Code
923140
Administration of Veterans' Affairs
Notes
-
Class Code
923130
Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs)
Notes
-
Class Code
923120
Administration of Public Health Programs
Notes
-
Class Code
922190
Other Justice, Public Order, and Safety Activities
Notes
-
Class Code
923110
Administration of Education Programs
Notes
-
Class Code
922160
Fire Protection
Notes
-
Class Code
922150
Parole Offices and Probation Offices
Notes
-
Class Code
922140
Correctional Institutions
Notes
-
Class Code
922130
Legal Counsel and Prosecution
Notes
-
Class Code
922120
Police Protection
Notes
-
Class Code
922110
Courts
Notes
-
Class Code
921190
Other General Government Support
Notes
-
Class Code
921150
American Indian and Alaska Native Tribal Governments
Notes
-
Class Code
921140
Executive and Legislative Offices, Combined
Notes
-
Class Code
921130
Public Finance Activities
Notes
-
Class Code
921120
Legislative Bodies
Notes
-
Class Code
921110
Executive Offices
Notes
-
Class Code
92
Public Administration
Notes
-
Class Code
814110
Private Households
Notes
-
Class Code
813990
Other Similar Organizations (except Business, Professional, Labor, and Political Organizations)
Notes
-
Class Code
813940
Political Organizations
Notes
-
Class Code
813930
Labor Unions and Similar Labor Organizations
Notes
-
Class Code
813920
Professional Organizations
Notes
-
Class Code
813910
Business Associations
Notes
-
Class Code
813410
Civic and Social Organizations
Notes
-
Class Code
813319
Other Social Advocacy Organizations
Notes
-
Class Code
813312
Environment, Conservation and Wildlife Organizations
Notes
-
Class Code
813219
Other Grantmaking and Giving Services
Notes
-
Class Code
813311
Human Rights Organizations
Notes
-
Class Code
812990
All Other Personal Services
Notes
-
Class Code
813211
Grantmaking Foundations
Notes
-
Class Code
813212
Voluntary Health Organizations
Notes
-
Class Code
813110
Religious Organizations
Notes
-
Class Code
812930
Parking Lots and Garages
Notes
-
Class Code
812922
One-Hour Photofinishing
Notes
-
Class Code
812921
Photofinishing Laboratories (except One-Hour)
Notes
-
Class Code
812910
Pet Care (except Veterinary) Services
Notes
-
Class Code
812320
Drycleaning and Laundry Services (except Coin-Operated)
Notes
-
Class Code
812331
Linen Supply
Notes
-
Class Code
812332
Industrial Launderers
Notes
-
Class Code
812310
Coin-Operated Laundries and Drycleaners
Notes
-
Class Code
812220
Cemeteries and Crematories
Notes
-
Class Code
812210
Funeral Homes and Funeral Services
Notes
-
Class Code
812199
Other Personal Care Services
Notes
-
Class Code
812191
Diet and Weight Reducing Centers
Notes
-
Class Code
812112
Beauty Salons
Notes
-
Class Code
812113
Nail Salons
Notes
-
Class Code
812111
Barber Shops
Notes
-
Class Code
811490
Other Personal and Household Goods Repair and Maintenance
Notes
-
Class Code
811430
Footwear and Leather Goods Repair
Notes
-
Class Code
811420
Reupholstery and Furniture Repair
Notes
-
Class Code
811412
Appliance Repair and Maintenance
Notes
-
Class Code
811411
Home and Garden Equipment Repair and Maintenance
Notes
-
Class Code
811219
Other Electronic and Precision Equipment Repair and Maintenance
Notes
-
Class Code
811310
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
Notes
-
Class Code
811213
Communication Equipment Repair and Maintenance
Notes
-
Class Code
811212
Computer and Office Machine Repair and Maintenance
Notes
-
Class Code
811211
Consumer Electronics Repair and Maintenance
Notes
-
Class Code
811122
Automotive Glass Replacement Shops
Notes
-
Class Code
811198
All Other Automotive Repair and Maintenance
Notes
-
Class Code
811192
Car Washes
Notes
-
Class Code
811191
Automotive Oil Change and Lubrication Shops
Notes
-
Class Code
811118
Other Automotive Mechanical and Electrical Repair and Maintenance
Notes
-
Class Code
811121
Automotive Body, Paint, and Interior Repair and Maintenance
Notes
-
Class Code
811113
Automotive Transmission Repair
Notes
-
Class Code
811112
Automotive Exhaust System Repair
Notes
-
Class Code
811111
General Automotive Repair
Notes
-
Class Code
722515
Snack and Nonalcoholic Beverage Bars
Notes
-
Class Code
81
Other Services
Notes
-
Class Code
722514
Cafeterias, Grill Buffets, and Buffets
Notes
-
Class Code
722513
Limited-Service Restaurants
Notes
-
Class Code
722511
Full-Service Restaurants
Notes
-
Class Code
722410
Drinking Places (Alcoholic Beverages)
Notes
-
Class Code
722330
Mobile Food Services
Notes
-
Class Code
722320
Caterers
Notes
-
Class Code
722310
Food Service Contractors
Notes
-
Class Code
721310
Rooming and Boarding Houses, Dormitories, and Workers' Camps
Notes
-
Class Code
721214
Recreational and Vacation Camps (except Campgrounds)
Notes
-
Class Code
721211
RV (Recreational Vehicle) Parks and Campgrounds
Notes
-
Class Code
721199
All Other Traveler Accommodation
Notes
-
Class Code
721191
Bed-and-Breakfast Inns
Notes
-
Class Code
721120
Casino Hotels
Notes
-
Class Code
721110
Hotels (except Casino Hotels) and Motels
Notes
-
Class Code
72
Accomodation and Food Services
Notes
-
Class Code
713990
All Other Amusement and Recreation Industries
Notes
-
Class Code
713950
Bowling Centers
Notes
-
Class Code
713940
Fitness and Recreational Sports Centers
Notes
-
Class Code
713930
Marinas
Notes
-
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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code
323111
Periodicals commercial printing (except screen) without publishing
Notes
-
Class Code
323111
Commercial letterpress printing (except books)
Notes
-
Class Code
323111
Scrapbooks and refills manufacturing
Notes
-
Class Code
541921
Video photography services, portrait
Notes
-
Class Code
541922
Photographers specializing in aerial photography
Notes
-
Class Code
541922
Photography studios, commercial
Notes
-
Class Code
541921
Passport photography services
Notes
-
Class Code
541921
Photography services, portrait (e.g., still, video)
Notes
-
Class Code
541921
School photography (i.e., portrait photography) services
Notes
-
Class Code
541922
Photography services, commercial
Notes
-
Class Code
711510
Photographers, independent artistic
Notes
-
Class Code
711510
Photojournalists, independent (freelance)
Notes
-
Class Code
541921
Photography studios, portrait
Notes
-
Class Code
541921
Portrait photography services
Notes
-
Class Code
541922
Video taping services for legal depositions
Notes
-
Class Code
541921
Wedding photography services
Notes
-
Class Code
541922
Medical photography services
Notes
-
Class Code
541921
Portrait photography studios
Notes
-
Class Code
541922
Commercial photography services
Notes
-
Class Code
541921
Video taping services, special events (e.g., birthdays, weddings)
Notes
-
Class Code
323120
Photoengraving plate preparation services
Notes
-
Class Code
561439
Reprographic services
Notes
-
Class Code
561439
Document copying services (except combined with printing services)
Notes
-
Class Code
561439
Copy shops (except combined with printing services)
Notes
-
Class Code
561439
Photocopying services (except combined with printing services)
Notes
-
Class Code
561439
Document duplicating services (except combined with printing services)
Notes
-
Class Code
561439
Copy centers (except combined with printing services)
Notes
-
Class Code
812210
Mortuaries
Notes
-
Class Code
812210
Funeral director services
Notes
-
Class Code
812210
Embalming services
Notes
-
Class Code
812210
Funeral homes
Notes
-
Class Code
812210
Funeral parlors
Notes
-
Class Code
812210
Funeral homes combined with crematories
Notes
-
Class Code
812210
Director services, funeral
Notes
-
Class Code
812210
Mortician services
Notes
-
Class Code
812210
Undertaker services
Notes
-
Class Code
323111
Lithographic shops
Notes
-
Class Code
323111
Lithographic (grey goods)
Notes
-
Class Code
323111
Lithographic (except books, grey goods)
Notes
-
Class Code
323111
Job lithographic (except books)
Notes
-
Class Code
323111
Commercial lithographic (offset)
Notes
-
Class Code
323111
Engraving shops
Notes
-
Class Code
327215
Cutting, engraving, etching, painting or polishing purchased glass
Notes
-
Class Code
339910
Engraving and etching precious metal jewelry
Notes
-
Class Code
323120
Engraving printing plate, for the printing trade
Notes
-
Class Code
327215
Glassware, cutting and engraving, made from purchased glass
Notes
-
Class Code
323111
Job engraving (except books)
Notes
-
Class Code
332812
Engraving metals and metal products (except printing plates) for the trade
Notes
-
Class Code
339910
Engraving and etching precious metal flatware
Notes
-
Class Code
323111
Engraving on paper products
Notes
-
Class Code
323111
Commercial engraving
Notes
-
Class Code
339910
Engraving and/or etching costume jewelry
Notes
-
Class Code
327215
Cut and engraved glassware made from purchased glass
Notes
-
Class Code
327215
Decorated glassware made from purchased glass
Notes
-
Class Code
561431
Mail Box or Packaging Services store
Notes
-
Class Code
561431
Private mailbox rental centers
Notes
-
Class Code
561431
Private mail centers
Notes
-
Class Code
561431
Parcel mailing services combined with one or more other office support services, private
Notes
-
Class Code
561431
Mailbox rental services combined with one or more other office support services, private
Notes
-
Class Code
561431
Parcel mailing services, private
Notes
-
Class Code
561431
Mailbox rental centers, private
Notes
-
Class Code
561431
Private mailbox rental centers: Shipping
Notes
-
Class Code
561431
Private mail centers: Shipping
Notes
-
Class Code
561431
Parcel mailing services combined with one or more other office support services, private: Shipping
Notes
-
Class Code
561431
Shipping: Mail, Parcel or Package
Notes
-
Class Code
488991
Packing and preparing goods for shipping
Notes
-
Class Code
561431
Parcel mailing services, private: Shipping
Notes
-
Class Code
541860
Direct mail advertising services
Notes
-
Class Code
541860
Direct mail or other direct distribution advertising campaign services
Notes
-
Class Code
541860
Advertising material preparation services for mailing or other direct distribution
Notes
-
Class Code
513140
Directory publishers and printing combined
Notes
-
Class Code
513140
Telephone directory publishers and printing combined
Notes
-
Class Code
513140
Electronic directory publishers (except exclusive Internet publishing)
Notes
-
Class Code
513140
Telephone directory publishers (except exclusive Internet publishing)
Notes
-
Class Code
513140
Publishers (except exclusive Internet publishing), directory
Notes
-
Class Code
513140
Mailing list publishers (except exclusive Internet publishing)
Notes
-
Class Code
513140
Address list publishers (except exclusive Internet publishing)
Notes
-
Class Code
513140
Directory and mailing list publishers and printing combined
Notes
-
Class Code
513140
Business directory publishers and printing combined
Notes
-
Class Code
513140
Address list publishers and printing combined
Notes
-
Class Code
513140
Directory publishers (except exclusive Internet publishing)
Notes
-
Class Code
513140
Directory and mailing list publishers (except exclusive Internet publishing)
Notes
-
Class Code
513140
Business directory publishers (except exclusive Internet publishing)
Notes
-
Class Code
812320
Agents, laundry and drycleaning
Notes
-
Class Code
812320
Drop-off and pick-up sites for laundries and drycleaners
Notes
-
Class Code
812320
Drycleaner drop-off and pick-up sites
Notes
-
Class Code
812320
Collecting and distributing agents, laundry and drycleaning
Notes
-
Class Code
812320
Laundry drop-off and pick-up sites
Notes
-
Class Code
812320
Laundry and drycleaning agents
Notes
-
Class Code
812320
Pick-up and drop-off sites for drycleaners and laundries
Notes
-
Class Code
339116
Orthodontic appliance, custom made in dental laboratories
Notes
-
Class Code
339116
Dental laboratories
Notes
-
Class Code
621512
Laboratories, dental X-ray
Notes
-
Class Code
621512
Dental X-ray laboratories
Notes
-
Class Code
339116
Dentures, custom made in dental laboratories
Notes
-
Class Code
621512
X-ray laboratories, medical or dental
Notes
-
Class Code
339116
Bridges, custom made in dental laboratories
Notes
-
Class Code
339116
Teeth, custom made in dental laboratories
Notes
-
Class Code
541715
Dental research and development laboratories or services
Notes
-
Class Code
812111
Barber shops
Notes
-
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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code
2105
Fruit Packing
Notes
-
Class Code
2102
Fruit or Vegetable Evaporation or Dehydrating
Notes
-
Class Code
2095
Meat Products Mfg. NOC
Notes
-
Class Code
2070
Creamery or Dairy & Route Supervisors, Drivers
Notes
-
Class Code
2068
Milk Products Mfg. NOC
Notes
-
Class Code
2065
Milk Products Mfg. NOC
Notes
-
Class Code
2063
Creameries and Dairy Products Mfg.
Notes
-
Class Code
2041
Confection Mfg.
Notes
-
Class Code
2040
Ice Cream Mfg
Notes
-
Class Code
2039
Ice Cream Mfg. & Drivers
Notes
-
Class Code
2016
Breakfast Food Mfg.
Notes
-
Class Code
2003
Bakery - Salespersons & Drivers
Notes
-
Class Code
2002
Pasta or Noodle Mfg.
Notes
-
Class Code
2001
Cracker Mfg.
Notes
-
Class Code
0119
Meat Products Mfg. NOC
Notes
-
Class Code
0113
Preserving Or Canning Of Food
Notes
-
Class Code
0112
Beverage Mfg.—NOC
Notes
-
Class Code
0110
Ice Cream Mfg.
Notes
-
Class Code
0109
Dairy Products Mfg.
Notes
-
Class Code
0108
Brewery
Notes
-
Class Code
0107
Candy Mfg.
Notes
-
Class Code
0106
Processed Meat Products Mfg
Notes
-
Class Code
0105
Bakery - Wholesale
Notes
-
Class Code
0104
Food Products Mfg. NOC
Notes
-
Class Code
3685
Instrument Mfg NOC
Notes
-
Class Code
3681
Television Radio Telephone or Telecommunication Device NOC
Notes
-
Class Code
9522
Upholstering
Notes
-
Class Code
2501
Cloth Canvas and Related Products
Notes
-
Class Code
0204
Shoe Repair
Notes
-
Class Code
0166
Canvas or Burlap Products Mfg
Notes
-
Class Code
8844
Veterinarians: Small Animal Hospitals & Clinics
Notes
-
Class Code
8839
Dentists and Dental Surgeons—All Employees—Including Clerical Office Employees -- NPD
Notes
-
Class Code
8834
Physicians
Notes
-
Class Code
8832
Physician & Clerical
Notes
-
Class Code
8831
Hospital—Veterinary & Drivers
Notes
-
Class Code
0959
Veterinarians
Notes
-
Class Code
0957
Physician or Dentist
Notes
-
Class Code
2590
Dry Cleaning or Laundry - Retail - and Route Salesperson, Drivers
Notes
-
Class Code
2589
Laundry and Dry Cleaning Store Retail & Route Supervisors, Drivers
Notes
-
Class Code
2587
Towel or Toilet Supply Co. & Route Supervisors, Drivers
Notes
-
Class Code
2586
Cleaning or Dyeing & Route Sup,Drivers
Notes
-
Class Code
2585
Laundry
Notes
-
Class Code
2583
Dry Cleaner & Drivers
Notes
-
Class Code
2581
Laundry - All Kinds - & Drivers
Notes
-
Class Code
0142
Dry Cleaning Plant
Notes
-
Class Code
0141
Laundry NOC
Notes
-
Class Code
9052
Hotel-All Other Employees, Salespersons,Drivers
Notes
-
Class Code
9058
Hotel- Restaurant Employees
Notes
-
Class Code
9050
Hotels Motels or short term residential housing
Notes
-
Class Code
0973
Hotel
Notes
-
Class Code
9521
House Furnishings Installation NOC
Notes
-
Class Code
9519
Household and Commercial Appliances Installation Service or Repair
Notes
-
Class Code
9516
Electronic Equipment Installation Service or Repair
Notes
-
Class Code
5192
Vending or Coin Operated Machines/InstallationService and Repair
Notes
-
Class Code
5191
Office Machine Installation
Notes
-
Class Code
5146
Furniture or Fixtures Installation
Notes
-
Class Code
0933
Vending or Coin Operated Machines/InstallationService and Repair
Notes
-
Class Code
0670
House Furnishing Installtion
Notes
-
Class Code
0646
Furniture or Fixture Installation=In Office or Stores
Notes
-
Class Code
9102*
Park NOC—All Employees & Drivers / Lawn Maintenance & Drivers
Notes
-
Class Code
0042*
Landscape Gardening & Drivers
Notes
-
Class Code
0012*
Landscape Contractor
Notes
-
Class Code
7605
Burglar and Fire Alarm Installation or Repair & Drivers
Notes
-
Class Code
5537*
Heating, Ventilation, Air - Conditioning and Refrigeration Systems - Installation, Service and Repair, Shop, Yard & Drivers
Notes
-
Class Code
5482
Painting or Wallpaper Installation
Notes
-
Class Code
5478
Floor Covering Installation - Resilient Flooring - Carpet and Laminate Flooring
Notes
-
Class Code
5476*
Painting or Paper Hanging NOC
Notes
-
Class Code
5474*
Painting NOC & Shop Operations, Drivers
Notes
-
Class Code
5470
Glaziers equals or exceed $33.00
Notes
-
Class Code
5467
Glaziers
Notes
-
Class Code
5462
Glazier- Away from shop
Notes
-
Class Code
5436
Hardwood Floor Laying - including finishing
Notes
-
Class Code
5348
Ceramic Tile Indoor Stone, Marble or Mosaic
Notes
-
Class Code
5195
Communications Cabling
Notes
-
Class Code
5190
Electrical Wiring—within Buildings & Drivers
Notes
-
Class Code
5187
Plumbing — equals or exceeds $26.00
Notes
-
Class Code
5183
Plumbing NOC & Drivers
Notes
-
Class Code
5140
Electrical Wiring — equals or exceeds $32.00
Notes
-
Class Code
9069
Clubs - Gaming, Cards and Bingo
Notes
-
Class Code
9067
Clubs - Community Health and Wellness; Boys and Girls
Notes
-
Class Code
9065
Clubs—Tennis, Racquetball, Handball—Indoor
Notes
-
Class Code
9063
YMCA, YWCA, YMHA or YWHA, Institution—All Employees & Clerical
Notes
-
Class Code
9061
Clubs—NOC & Clerical
Notes
-
Class Code
9060
Club - Country, Golf, Fishing or Yacht & Clerical
Notes
-
Class Code
9055
Exercise or Health Institute
Notes
-
Class Code
9054
Spas or Baths - including restaurant employees, retail store employees and receptionists (CA only)
Notes
-
Class Code
9053
Exercise or Health Institutes
Notes
-
Class Code
8870
Fitness Instruction Programs or Studios - all employees - including receptionists
Notes
-
Class Code
0976
Y.M.C.A., Y.W.C.A. and Community Center
Notes
-
Class Code
0944
Club - Country, Golf or Yachting
Notes
-
Class Code
0896
Clubs—NOC & Clerical
Notes
-
Class Code
0884
Health or Exercise Club
Notes
-
Class Code
9066
Homeowners Associations
Notes
-
Class Code
8813
Printing Operation
Notes
-
Class Code
8812
Libraries - public - librarians or professional assistants
Notes
-
Class Code
8811
Libraries - private - librarians or professional assistants
Notes
-
Class Code
8871
Clerical Telecommuter Employees
Notes
-
Class Code
8860
Accounting Firm - All Employees & Clerical Messengers, Drivers
Notes
-
Class Code
8859
Computer Programming or Software Development
Notes
-
Class Code
8855
Banks and Trust Companies - All Employees, Salespersons, Drivers & Clerical
Notes
-
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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

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Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.