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Class Code

928120

International Affairs

Notes

Class Code

928110

National Security

Notes

Class Code

927110

Space Research and Technology

Notes

Class Code

926150

Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors

Notes

Class Code

926140

Regulation of Agricultural Marketing and Commodities

Notes

Class Code

926130

Regulation and Administration of Communications, Electric, Gas, and Other Utilities

Notes

Class Code

926120

Regulation and Administration of Transportation Programs

Notes

Class Code

926110

Administration of General Economic Programs

Notes

Class Code

925120

Administration of Urban Planning and Community and Rural Development

Notes

Class Code

924120

Administration of Conservation Programs

Notes

Class Code

925110

Administration of Housing Programs

Notes

Class Code

924110

Administration of Air and Water Resource and Solid Waste Management Programs

Notes

Class Code

923140

Administration of Veterans' Affairs

Notes

Class Code

923130

Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs)

Notes

Class Code

923120

Administration of Public Health Programs

Notes

Class Code

922190

Other Justice, Public Order, and Safety Activities

Notes

Class Code

923110

Administration of Education Programs

Notes

Class Code

922160

Fire Protection

Notes

Class Code

922150

Parole Offices and Probation Offices

Notes

Class Code

922140

Correctional Institutions

Notes

Class Code

922130

Legal Counsel and Prosecution

Notes

Class Code

922120

Police Protection

Notes

Class Code

922110

Courts

Notes

Class Code

921190

Other General Government Support

Notes

Class Code

921150

American Indian and Alaska Native Tribal Governments

Notes

Class Code

921140

Executive and Legislative Offices, Combined

Notes

Class Code

921130

Public Finance Activities

Notes

Class Code

921120

Legislative Bodies

Notes

Class Code

921110

Executive Offices

Notes

Class Code

Public Administration

Notes

Class Code

814110

Private Households

Notes

Class Code

813990

Other Similar Organizations (except Business, Professional, Labor, and Political Organizations)

Notes

Class Code

813940

Political Organizations

Notes

Class Code

813930

Labor Unions and Similar Labor Organizations

Notes

Class Code

813920

Professional Organizations

Notes

Class Code

813910

Business Associations

Notes

Class Code

813410

Civic and Social Organizations

Notes

Class Code

813319

Other Social Advocacy Organizations

Notes

Class Code

813312

Environment, Conservation and Wildlife Organizations

Notes

Class Code

813219

Other Grantmaking and Giving Services

Notes

Class Code

813311

Human Rights Organizations

Notes

Class Code

812990

All Other Personal Services

Notes

Class Code

813211

Grantmaking Foundations

Notes

Class Code

813212

Voluntary Health Organizations

Notes

Class Code

813110

Religious Organizations

Notes

Class Code

812930

Parking Lots and Garages

Notes

Class Code

812922

One-Hour Photofinishing

Notes

Class Code

812921

Photofinishing Laboratories (except One-Hour)

Notes

Class Code

812910

Pet Care (except Veterinary) Services

Notes

Class Code

812320

Drycleaning and Laundry Services (except Coin-Operated)

Notes

Class Code

812331

Linen Supply

Notes

Class Code

812332

Industrial Launderers

Notes

Class Code

812310

Coin-Operated Laundries and Drycleaners

Notes

Class Code

812220

Cemeteries and Crematories

Notes

Class Code

812210

Funeral Homes and Funeral Services

Notes

Class Code

812199

Other Personal Care Services

Notes

Class Code

812191

Diet and Weight Reducing Centers

Notes

Class Code

812112

Beauty Salons

Notes

Class Code

812113

Nail Salons

Notes

Class Code

812111

Barber Shops

Notes

Class Code

811490

Other Personal and Household Goods Repair and Maintenance

Notes

Class Code

811430

Footwear and Leather Goods Repair

Notes

Class Code

811420

Reupholstery and Furniture Repair

Notes

Class Code

811412

Appliance Repair and Maintenance

Notes

Class Code

811411

Home and Garden Equipment Repair and Maintenance

Notes

Class Code

811219

Other Electronic and Precision Equipment Repair and Maintenance

Notes

Class Code

811310

Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance

Notes

Class Code

811213

Communication Equipment Repair and Maintenance

Notes

Class Code

811212

Computer and Office Machine Repair and Maintenance

Notes

Class Code

811211

Consumer Electronics Repair and Maintenance

Notes

Class Code

811122

Automotive Glass Replacement Shops

Notes

Class Code

811198

All Other Automotive Repair and Maintenance

Notes

Class Code

811192

Car Washes

Notes

Class Code

811191

Automotive Oil Change and Lubrication Shops

Notes

Class Code

811118

Other Automotive Mechanical and Electrical Repair and Maintenance

Notes

Class Code

811121

Automotive Body, Paint, and Interior Repair and Maintenance

Notes

Class Code

811113

Automotive Transmission Repair

Notes

Class Code

811112

Automotive Exhaust System Repair

Notes

Class Code

811111

General Automotive Repair

Notes

Class Code

722515

Snack and Nonalcoholic Beverage Bars

Notes

Class Code

Other Services

Notes

Class Code

722514

Cafeterias, Grill Buffets, and Buffets

Notes

Class Code

722513

Limited-Service Restaurants

Notes

Class Code

722511

Full-Service Restaurants

Notes

Class Code

722410

Drinking Places (Alcoholic Beverages)

Notes

Class Code

722330

Mobile Food Services

Notes

Class Code

722320

Caterers

Notes

Class Code

722310

Food Service Contractors

Notes

Class Code

721310

Rooming and Boarding Houses, Dormitories, and Workers' Camps

Notes

Class Code

721214

Recreational and Vacation Camps (except Campgrounds)

Notes

Class Code

721211

RV (Recreational Vehicle) Parks and Campgrounds

Notes

Class Code

721199

All Other Traveler Accommodation

Notes

Class Code

721191

Bed-and-Breakfast Inns

Notes

Class Code

721120

Casino Hotels

Notes

Class Code

721110

Hotels (except Casino Hotels) and Motels

Notes

Class Code

Accomodation and Food Services

Notes

Class Code

713990

All Other Amusement and Recreation Industries

Notes

Class Code

713950

Bowling Centers

Notes

Class Code

713940

Fitness and Recreational Sports Centers

Notes

Class Code

713930

Marinas

Notes

Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code

323111

Periodicals commercial printing (except screen) without publishing

Notes

Class Code

323111

Commercial letterpress printing (except books)

Notes

Class Code

323111

Scrapbooks and refills manufacturing

Notes

Class Code

541921

Video photography services, portrait

Notes

Class Code

541922

Photographers specializing in aerial photography

Notes

Class Code

541922

Photography studios, commercial

Notes

Class Code

541921

Passport photography services

Notes

Class Code

541921

Photography services, portrait (e.g., still, video)

Notes

Class Code

541921

School photography (i.e., portrait photography) services

Notes

Class Code

541922

Photography services, commercial

Notes

Class Code

711510

Photographers, independent artistic

Notes

Class Code

711510

Photojournalists, independent (freelance)

Notes

Class Code

541921

Photography studios, portrait

Notes

Class Code

541921

Portrait photography services

Notes

Class Code

541922

Video taping services for legal depositions

Notes

Class Code

541921

Wedding photography services

Notes

Class Code

541922

Medical photography services

Notes

Class Code

541921

Portrait photography studios

Notes

Class Code

541922

Commercial photography services

Notes

Class Code

541921

Video taping services, special events (e.g., birthdays, weddings)

Notes

Class Code

323120

Photoengraving plate preparation services

Notes

Class Code

561439

Reprographic services

Notes

Class Code

561439

Document copying services (except combined with printing services)

Notes

Class Code

561439

Copy shops (except combined with printing services)

Notes

Class Code

561439

Photocopying services (except combined with printing services)

Notes

Class Code

561439

Document duplicating services (except combined with printing services)

Notes

Class Code

561439

Copy centers (except combined with printing services)

Notes

Class Code

812210

Mortuaries

Notes

Class Code

812210

Funeral director services

Notes

Class Code

812210

Embalming services

Notes

Class Code

812210

Funeral homes

Notes

Class Code

812210

Funeral parlors

Notes

Class Code

812210

Funeral homes combined with crematories

Notes

Class Code

812210

Director services, funeral

Notes

Class Code

812210

Mortician services

Notes

Class Code

812210

Undertaker services

Notes

Class Code

323111

Lithographic shops

Notes

Class Code

323111

Lithographic (grey goods)

Notes

Class Code

323111

Lithographic (except books, grey goods)

Notes

Class Code

323111

Job lithographic (except books)

Notes

Class Code

323111

Commercial lithographic (offset)

Notes

Class Code

323111

Engraving shops

Notes

Class Code

327215

Cutting, engraving, etching, painting or polishing purchased glass

Notes

Class Code

339910

Engraving and etching precious metal jewelry

Notes

Class Code

323120

Engraving printing plate, for the printing trade

Notes

Class Code

327215

Glassware, cutting and engraving, made from purchased glass

Notes

Class Code

323111

Job engraving (except books)

Notes

Class Code

332812

Engraving metals and metal products (except printing plates) for the trade

Notes

Class Code

339910

Engraving and etching precious metal flatware

Notes

Class Code

323111

Engraving on paper products

Notes

Class Code

323111

Commercial engraving

Notes

Class Code

339910

Engraving and/or etching costume jewelry

Notes

Class Code

327215

Cut and engraved glassware made from purchased glass

Notes

Class Code

327215

Decorated glassware made from purchased glass

Notes

Class Code

561431

Mail Box or Packaging Services store

Notes

Class Code

561431

Private mailbox rental centers

Notes

Class Code

561431

Private mail centers

Notes

Class Code

561431

Parcel mailing services combined with one or more other office support services, private

Notes

Class Code

561431

Mailbox rental services combined with one or more other office support services, private

Notes

Class Code

561431

Parcel mailing services, private

Notes

Class Code

561431

Mailbox rental centers, private

Notes

Class Code

561431

Private mailbox rental centers: Shipping

Notes

Class Code

561431

Private mail centers: Shipping

Notes

Class Code

561431

Parcel mailing services combined with one or more other office support services, private: Shipping

Notes

Class Code

561431

Shipping: Mail, Parcel or Package

Notes

Class Code

488991

Packing and preparing goods for shipping

Notes

Class Code

561431

Parcel mailing services, private: Shipping

Notes

Class Code

541860

Direct mail advertising services

Notes

Class Code

541860

Direct mail or other direct distribution advertising campaign services

Notes

Class Code

541860

Advertising material preparation services for mailing or other direct distribution

Notes

Class Code

513140

Directory publishers and printing combined

Notes

Class Code

513140

Telephone directory publishers and printing combined

Notes

Class Code

513140

Electronic directory publishers (except exclusive Internet publishing)

Notes

Class Code

513140

Telephone directory publishers (except exclusive Internet publishing)

Notes

Class Code

513140

Publishers (except exclusive Internet publishing), directory

Notes

Class Code

513140

Mailing list publishers (except exclusive Internet publishing)

Notes

Class Code

513140

Address list publishers (except exclusive Internet publishing)

Notes

Class Code

513140

Directory and mailing list publishers and printing combined

Notes

Class Code

513140

Business directory publishers and printing combined

Notes

Class Code

513140

Address list publishers and printing combined

Notes

Class Code

513140

Directory publishers (except exclusive Internet publishing)

Notes

Class Code

513140

Directory and mailing list publishers (except exclusive Internet publishing)

Notes

Class Code

513140

Business directory publishers (except exclusive Internet publishing)

Notes

Class Code

812320

Agents, laundry and drycleaning

Notes

Class Code

812320

Drop-off and pick-up sites for laundries and drycleaners

Notes

Class Code

812320

Drycleaner drop-off and pick-up sites

Notes

Class Code

812320

Collecting and distributing agents, laundry and drycleaning

Notes

Class Code

812320

Laundry drop-off and pick-up sites

Notes

Class Code

812320

Laundry and drycleaning agents

Notes

Class Code

812320

Pick-up and drop-off sites for drycleaners and laundries

Notes

Class Code

339116

Orthodontic appliance, custom made in dental laboratories

Notes

Class Code

339116

Dental laboratories

Notes

Class Code

621512

Laboratories, dental X-ray

Notes

Class Code

621512

Dental X-ray laboratories

Notes

Class Code

339116

Dentures, custom made in dental laboratories

Notes

Class Code

621512

X-ray laboratories, medical or dental

Notes

Class Code

339116

Bridges, custom made in dental laboratories

Notes

Class Code

339116

Teeth, custom made in dental laboratories

Notes

Class Code

541715

Dental research and development laboratories or services

Notes

Class Code

812111

Barber shops

Notes

Class Code

8838

Museums--all employees--including clerical office employees.

Notes

Class Code

8822*

Insurance Companies

Notes

Class Code

8821

Attorney- Support Services

Notes

Class Code

8820

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

8810(2)

Clerical Office Employees - NOC - Governing Class - new class effective 6/1/2021 - B suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810(1)

Clerical Office Employees - NOC - Non-Governing Class - new class effective 6/1/2021 - A suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810

Clerical Office Employees NOC

Notes

Class Code

8809

Executive Officers NOC—Not Foremen, Workers or Salespersons

Notes

Class Code

8808

Banks

Notes

Class Code

8803

Auditor, Accountant or Factory Cost or Office Systematizer—Traveling

Notes

Class Code

8801

Credit unions--all employees-- including clerical office employees and outside salespersons.

Notes

Class Code

8799

Mailing or Addressing Company or Letter Service Shop - Clerical Staff

Notes

Class Code

8749

Mortgage bankers - all employees - including clerical office employees and outside salespersons

Notes

Class Code

8743

Mortgage brokers - all employees - including clerical office employees and outside salespersons.

Notes

Class Code

8741

Real Estate Company—All Employees

Notes

Class Code

8723*

Insurance Companies

Notes

Class Code

8603

Architectural or Engineering Firm

Notes

Class Code

7607

Video Post Production

Notes

Class Code

0988

Bank

Notes

Class Code

0984*

Insurance Company

Notes

Class Code

0962

Accounting or Auditing Firm

Notes

Class Code

0956

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

0953

Clerical Office Employees

Notes

Class Code

0890

Library - Public

Notes

Class Code

0887

Museum

Notes

Class Code

9028

Building Operation NOC—Dwelling or Combined Dwelling and Commercial Occupancy

Notes

Class Code

9015

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: All Other Employees

Notes

Class Code

9014*

Janitorial Services By Contractors - No Window Cleaning Above Ground Level & Drivers

Notes

Class Code

9013

Condominiums or Cooperatives - All Employees

Notes

Class Code

9012

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: Professional Employees, Property Managers and Leasing Agents & Clerical, Salespersons

Notes

Class Code

9011

Apartment or Condominium Complex Operation — all other employees

Notes

Class Code

9008*

Janitorial services - - by contractors

Notes

Class Code

0888

Homeowners Association

Notes

Class Code

0880

Apartment House or Condominium Complex Operation

Notes

Class Code

8401

Auto Repair Facility: Write - up Personnel

Notes

Class Code

8396

Automobile Car Wash - & Drivers

Notes

Class Code

8395

Automobile Service or Repair Center / Truck Maintenance & Repair

Notes

Class Code

8393

Automobile Body Repair

Notes

Class Code

8391

Automobile Repair Shop

Notes

Class Code

8389

Automobile or Automobile Truck Repair Shops or Garages

Notes

Class Code

8387

Automobile Service Stations & Drivers

Notes

Class Code

8382

Automobile Gasoline and/or Service Stations: Self - Service Gasoline—with Convenience Store

Notes

Class Code

8381

Gasoline Station: Self - Service Only - Retail

Notes

Class Code

8380

Automobile Service or Repair Center & Drivers

Notes

Class Code

8002

Automobile Rental Co

Notes

Class Code

0818

Automobile Dealer

Notes

Class Code

0815

Automobile Service Center

Notes

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