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Class Code

321114

Wood Preservation

Notes

Class Code

337211

Wood Office Furniture Manufacturing

Notes

Class Code

337110

Wood Kitchen Cabinet and Countertop Manufacturing

Notes

Class Code

321920

Wood Container and Pallet Manufacturing

Notes

Class Code

315240

Women’s, Girls’, and Infants’ Cut and Sew Apparel Manufacturing

Notes

Class Code

424330

Women's, Children's, and Infants' Clothing and Accessories Merchant Wholesalers

Notes

Class Code

316992

Women's Handbag and Purse Manufacturing

Notes

Class Code

448120

Women's Clothing Stores

Notes

Class Code

517312

Wireless Telecommunications Carriers (except Satellite)

Notes

Class Code

517311

Wired Telecommunications Carriers

Notes

Class Code

312130

Wineries

Notes

Class Code

424820

Wine and Distilled Alcoholic Beverage Merchant Wholesalers

Notes

Class Code

442291

Window Treatment Stores

Notes

Class Code

425120

Wholesale Trade Agents and Brokers

Notes

Class Code

Wholesale Trade

Notes

Class Code

221115

Wind Electric Power Generation

Notes

Class Code

111140

Wheat Farming

Notes

Class Code

311221

Wet Corn Milling

Notes

Class Code

333992

Welding and Soldering Equipment Manufacturing

Notes

Class Code

221310

Water Supply and Irrigation Systems

Notes

Class Code

237110

Water and Sewer Line and Related Structures Construction

Notes

Class Code

423730

Warm Air Heating and Air-Conditioning Equipment and Supplies Merchant Wholesalers

Notes

Class Code

452311

Warehouse Clubs and Supercenters

Notes

Class Code

532282

Video Tape and Disc Rental

Notes

Class Code

454210

Vending Machine Operators

Notes

Class Code

Utilities

Notes

Class Code

453310

Used Merchandise Stores

Notes

Class Code

484210

Used Household and Office Goods Moving

Notes

Class Code

326150

Urethane and Other Foam Product (except Polystyrene) Manufacturing

Notes

Class Code

212291

Uranium-Radium-Vanadium Ore Mining

Notes

Class Code

337121

Upholstered Household Furniture Manufacturing

Notes

Class Code

326113

Unlaminated Plastics Film and Sheet (except Packaging) Manufacturing

Notes

Class Code

326121

Unlaminated Plastics Profile Shape Manufacturing

Notes

Class Code

112330

Turkey Production

Notes

Class Code

333611

Turbine and Turbine Generator Set Units Manufacturing

Notes

Class Code

525920

Trusts, Estates, and Agency Accounts

Notes

Class Code

523991

Trust, Fiduciary, and Custody Activities

Notes

Class Code

321214

Truss Manufacturing

Notes

Class Code

532120

Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing

Notes

Class Code

336212

Truck Trailer Manufacturing

Notes

Class Code

111335

Tree Nut Farming

Notes

Class Code

336214

Travel Trailer and Camper Manufacturing

Notes

Class Code

423860

Transportation Equipment and Supplies (except Motor Vehicle) Merchant Wholesalers

Notes

Class Code

Transportation and Warehousing

Notes

Class Code

Transportation and Warehousing

Notes

Class Code

423920

Toy and Hobby Goods and Supplies Merchant Wholesalers

Notes

Class Code

334514

Totalizing Fluid Meter and Counting Device Manufacturing

Notes

Class Code

325620

Toilet Preparation Manufacturing

Notes

Class Code

311830

Tortilla Manufacturing

Notes

Class Code

453991

Tobacco Stores

Notes

Class Code

312230

Tobacco Manufacturing

Notes

Class Code

111910

Tobacco Farming

Notes

Class Code

424940

Tobacco and Tobacco Product Merchant Wholesalers

Notes

Class Code

541191

Title Abstract and Settlement Offices

Notes

Class Code

326212

Tire Retreading

Notes

Class Code

326211

Tire Manufacturing (except Retreading)

Notes

Class Code

441320

Tire Dealers

Notes

Class Code

423130

Tire and Tube Merchant Wholesalers

Notes

Class Code

113110

Timber Tract Operations

Notes

Class Code

238340

Tile and Terrazzo Contractors

Notes

Class Code

314910

Textile Bag and Canvas Mills

Notes

Class Code

313310

Textile and Fabric Finishing Mills

Notes

Class Code

515120

Television Broadcasting

Notes

Class Code

512191

Teleproduction and Other Postproduction Services

Notes

Class Code

334210

Telephone Apparatus Manufacturing

Notes

Class Code

517911

Telecommunications Resellers

Notes

Class Code

485310

Taxi Service

Notes

Class Code

325212

Synthetic Rubber Manufacturing

Notes

Class Code

541213

Tax Preparation Services

Notes

Class Code

325130

Synthetic Dye and Pigment Manufacturing

Notes

Class Code

335313

Switchgear and Switchboard Apparatus Manufacturing

Notes

Class Code

339113

Surgical Appliance and Supplies Manufacturing

Notes

Class Code

339112

Surgical and Medical Instrument Manufacturing

Notes

Class Code

325613

Surface Active Agent Manufacturing

Notes

Class Code

323120

Support Activities for Printing

Notes

Class Code

488210

Support Activities for Rail Transportation

Notes

Class Code

213112

Support Activities for Oil and Gas Operations

Notes

Class Code

213115

Support Activities for Nonmetallic Minerals (except Fuels) Mining

Notes

Class Code

115310

Support Activities for Forestry

Notes

Class Code

213114

Support Activities for Metal Mining

Notes

Class Code

115210

Support Activities for Animal Production

Notes

Class Code

213113

Support Activities for Coal Mining

Notes

Class Code

445110

Supermarkets and Other Grocery (except Convenience) Stores

Notes

Class Code

111930

Sugarcane Farming

Notes

Class Code

111991

Sugar Beet Farming

Notes

Class Code

238120

Structural Steel and Precast Concrete Contractors

Notes

Class Code

335911

Storage Battery Manufacturing

Notes

Class Code

111333

Strawberry Farming

Notes

Class Code

331222

Steel Wire Drawing

Notes

Class Code

331512

Steel Investment Foundries

Notes

Class Code

331513

Steel Foundries (except Investment)

Notes

Class Code

221330

Steam and Air-Conditioning Supply

Notes

Class Code

322230

Stationery Product Manufacturing

Notes

Class Code

484220

Specialized Freight (except Used Goods) Trucking, Local

Notes

Class Code

424120

Stationery and Office Supplies Merchant Wholesalers

Notes

Class Code

332613

Spring Manufacturing

Notes

Class Code

451110

Sporting Goods Stores

Notes

Class Code

423910

Sporting and Recreational Goods and Supplies Merchant Wholesalers

Notes

Class Code

339920

Sporting and Athletic Goods Manufacturing

Notes

Class Code

311942

Spice and Extract Manufacturing

Notes

Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code

561720

Residential Cleaning Service: Shop

Notes

Class Code

561720

Residential Cleaning Service: Office

Notes

Class Code

238340

Mosaic work: Shop

Notes

Class Code

238340

Tile (except resilient) laying and setting: Shop

Notes

Class Code

238340

Ceramic tile installation: Shop

Notes

Class Code

238340

Stone flooring installation: Shop

Notes

Class Code

238340

Marble, granite, and slate, interior installation contractors: Shop

Notes

Class Code

238340

Terrazzo contractors: Shop

Notes

Class Code

238340

Tile (except resilient) contractors: Shop

Notes

Class Code

238340

Granite, interior, installation: Shop

Notes

Class Code

238340

Terrazzo and tile refinishing: Shop

Notes

Class Code

238340

Mantel, marble or stone, installation: Shop

Notes

Class Code

238340

Slate, interior, installation: Shop

Notes

Class Code

238340

Mosaic work: Office

Notes

Class Code

238340

Tile (except resilient) laying and setting: Office

Notes

Class Code

238340

Ceramic tile installation: Office

Notes

Class Code

238340

Stone flooring installation: Office

Notes

Class Code

238340

Marble, granite, and slate, interior installation contractors: Office

Notes

Class Code

238340

Terrazzo contractors: Office

Notes

Class Code

238340

Tile (except resilient) contractors: Office

Notes

Class Code

238340

Granite, interior, installation: Office

Notes

Class Code

238340

Terrazzo and tile refinishing: Office

Notes

Class Code

238340

Mantel, marble or stone, installation: Office

Notes

Class Code

238340

Slate, interior, installation: Office

Notes

Class Code

238140

Brick veneer, installation: Plastering or Stucco Work ; Shop

Notes

Class Code

238140

Plastering or Stucco Work: Shop

Notes

Class Code

238140

Plastering or Stucco Work: Shop

Notes

Class Code

238310

Plastering (i.e., ornamental, plain) contractors: Shop

Notes

Class Code

238140

Plastering or Stucco Work (i.e., block, brick, stone), construction: Shop

Notes

Class Code

238140

Bricklaying contractors: Plastering or Stucco Work; Shop

Notes

Class Code

238310

Fresco (i.e., decorative plaster finishing) contractors: Shop

Notes

Class Code

238140

Brick veneer, installation: Plastering or Stucco Work ; Office

Notes

Class Code

238140

Plastering or Stucco Work: Office

Notes

Class Code

238140

Plastering or Stucco Work: Office

Notes

Class Code

238310

Plastering (i.e., ornamental, plain) contractors

Notes

Class Code

238140

Plastering or Stucco Work (i.e., block, brick, stone), construction: Office

Notes

Class Code

238140

Bricklaying contractors: Plastering or Stucco Work; Office

Notes

Class Code

238310

Fresco (i.e., decorative plaster finishing) contractors

Notes

Class Code

238320

Paperhanging or removal contractors: Shop

Notes

Class Code

238320

Paperhanging and removal contractors: Shop

Notes

Class Code

238320

Paperhanging or removal contractors

Notes

Class Code

238320

Paperhanging and removal contractors

Notes

Class Code

238320

Painting (except roof) contractors: Shop; Interior

Notes

Class Code

238320

Painting and wallpapering: Shop

Notes

Class Code

238320

Painting (except roof) contractors: Office; Interior

Notes

Class Code

238320

Painting and wallpapering

Notes

Class Code

238140

Brick veneer, installation: Shop

Notes

Class Code

238140

Masonry pointing, cleaning or caulking: Shop

Notes

Class Code

238140

Stucco contractors: Shop

Notes

Class Code

238140

Granite, exterior, contractors: Shop

Notes

Class Code

238140

Refractory brick contractors: Shop

Notes

Class Code

238140

Slate (i.e., masonry) contractors: Shop

Notes

Class Code

238140

Masonry: Shop

Notes

Class Code

238140

Tuck pointing contractors: Shop

Notes

Class Code

238140

Masonry contractors: Shop

Notes

Class Code

238140

Cement block laying: Shop

Notes

Class Code

238140

Retaining wall, masonry (i.e., block, brick, stone), construction: Shop

Notes

Class Code

238140

Glass unit (i.e., glass block) masonry: Shop

Notes

Class Code

238140

Cinder block installation: Shop

Notes

Class Code

238140

Chimney, brick, block or stone, contractors: Shop

Notes

Class Code

238140

Fireplace, masonry, installation: Shop

Notes

Class Code

238140

Glass block laying: Shop

Notes

Class Code

238140

Bricklaying contractors: Shop

Notes

Class Code

238140

Marble, granite and slate, exterior, contractors: Shop

Notes

Class Code

238140

Stonework (i.e., masonry) contractors: Shop

Notes

Class Code

238140

Field stone (i.e., masonry) installation: Shop

Notes

Class Code

238140

Foundation (e.g., brick, block, stone), building, contractors: Shop

Notes

Class Code

238140

Brick veneer, installation: Office

Notes

Class Code

238140

Masonry pointing, cleaning or caulking

Notes

Class Code

238140

Stucco contractors: Office

Notes

Class Code

238140

Granite, exterior, contractors

Notes

Class Code

238140

Refractory brick contractors

Notes

Class Code

238140

Slate (i.e., masonry) contractors

Notes

Class Code

238140

Masonry: Office

Notes

Class Code

238140

Tuck pointing contractors

Notes

Class Code

238140

Masonry contractors: Office

Notes

Class Code

238140

Cement block laying

Notes

Class Code

238140

Retaining wall, masonry (i.e., block, brick, stone), construction: Office

Notes

Class Code

238140

Glass unit (i.e., glass block) masonry

Notes

Class Code

238140

Cinder block installation

Notes

Class Code

238140

Chimney, brick, block or stone, contractors

Notes

Class Code

238140

Fireplace, masonry, installation

Notes

Class Code

238140

Glass block laying

Notes

Class Code

238140

Bricklaying contractors: Office

Notes

Class Code

238140

Marble, granite and slate, exterior, contractors

Notes

Class Code

238140

Stonework (i.e., masonry) contractors

Notes

Class Code

238140

Field stone (i.e., masonry) installation

Notes

Class Code

238140

Foundation (e.g., brick, block, stone), building, contractors

Notes

Class Code

561730

Landscape contractors (except construction): Shop

Notes

Class Code

561730

Landscape care and maintenance services: Shop

Notes

Class Code

561730

Interior landscaping services: Shop

Notes

Class Code

561730

Landscaping services (except planning): Shop

Notes

Class Code

561730

Landscape installation services: Shop

Notes

Class Code

561730

Landscape contractors (except construction)

Notes

Class Code

561730

Landscape care and maintenance services

Notes

Class Code

561730

Interior landscaping services

Notes

Class Code

561730

Landscaping services (except planning)

Notes

Class Code

561730

Landscape installation services

Notes

Class Code

541410

Interior decorating consultant services: Shop

Notes

Class Code

541410

Interior designer services: Shop

Notes

Class Code

8838

Museums--all employees--including clerical office employees.

Notes

Class Code

8822*

Insurance Companies

Notes

Class Code

8821

Attorney- Support Services

Notes

Class Code

8820

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

8810(2)

Clerical Office Employees - NOC - Governing Class - new class effective 6/1/2021 - B suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810(1)

Clerical Office Employees - NOC - Non-Governing Class - new class effective 6/1/2021 - A suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810

Clerical Office Employees NOC

Notes

Class Code

8809

Executive Officers NOC—Not Foremen, Workers or Salespersons

Notes

Class Code

8808

Banks

Notes

Class Code

8803

Auditor, Accountant or Factory Cost or Office Systematizer—Traveling

Notes

Class Code

8801

Credit unions--all employees-- including clerical office employees and outside salespersons.

Notes

Class Code

8799

Mailing or Addressing Company or Letter Service Shop - Clerical Staff

Notes

Class Code

8749

Mortgage bankers - all employees - including clerical office employees and outside salespersons

Notes

Class Code

8743

Mortgage brokers - all employees - including clerical office employees and outside salespersons.

Notes

Class Code

8741

Real Estate Company—All Employees

Notes

Class Code

8723*

Insurance Companies

Notes

Class Code

8603

Architectural or Engineering Firm

Notes

Class Code

7607

Video Post Production

Notes

Class Code

0988

Bank

Notes

Class Code

0984*

Insurance Company

Notes

Class Code

0962

Accounting or Auditing Firm

Notes

Class Code

0956

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

0953

Clerical Office Employees

Notes

Class Code

0890

Library - Public

Notes

Class Code

0887

Museum

Notes

Class Code

9028

Building Operation NOC—Dwelling or Combined Dwelling and Commercial Occupancy

Notes

Class Code

9015

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: All Other Employees

Notes

Class Code

9014*

Janitorial Services By Contractors - No Window Cleaning Above Ground Level & Drivers

Notes

Class Code

9013

Condominiums or Cooperatives - All Employees

Notes

Class Code

9012

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: Professional Employees, Property Managers and Leasing Agents & Clerical, Salespersons

Notes

Class Code

9011

Apartment or Condominium Complex Operation — all other employees

Notes

Class Code

9008*

Janitorial services - - by contractors

Notes

Class Code

0888

Homeowners Association

Notes

Class Code

0880

Apartment House or Condominium Complex Operation

Notes

Class Code

8401

Auto Repair Facility: Write - up Personnel

Notes

Class Code

8396

Automobile Car Wash - & Drivers

Notes

Class Code

8395

Automobile Service or Repair Center / Truck Maintenance & Repair

Notes

Class Code

8393

Automobile Body Repair

Notes

Class Code

8391

Automobile Repair Shop

Notes

Class Code

8389

Automobile or Automobile Truck Repair Shops or Garages

Notes

Class Code

8387

Automobile Service Stations & Drivers

Notes

Class Code

8382

Automobile Gasoline and/or Service Stations: Self - Service Gasoline—with Convenience Store

Notes

Class Code

8381

Gasoline Station: Self - Service Only - Retail

Notes

Class Code

8380

Automobile Service or Repair Center & Drivers

Notes

Class Code

8002

Automobile Rental Co

Notes

Class Code

0818

Automobile Dealer

Notes

Class Code

0815

Automobile Service Center

Notes

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