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Class Code

333612

Speed Changer, Industrial High-Speed Drive, and Gear Manufacturing

Notes

Class Code

311422

Specialty Canning

Notes

Class Code

484230

Specialized Freight (except Used Goods) Trucking, Long-Distance

Notes

Class Code

485991

Special Needs Transportation

Notes

Class Code

111110

Soybean Farming

Notes

Class Code

333514

Special Die and Tool, Die Set, Jig, and Fixture Manufacturing

Notes

Class Code

311224

Soybean and Other Oilseed Processing

Notes

Class Code

512240

Sound Recording Studios

Notes

Class Code

221114

Solar Electric Power Generation

Notes

Class Code

115112

Soil Preparation, Planting, and Cultivating

Notes

Class Code

321212

Softwood Veneer and Plywood Manufacturing

Notes

Class Code

511210

Software Publishers

Notes

Class Code

334614

Software and Other Prerecorded Compact Disc, Tape, and Record Reproducing

Notes

Class Code

312111

Soft Drink Manufacturing

Notes

Class Code

325611

Soap and Other Detergent Manufacturing

Notes

Class Code

335210

Small Electrical Appliance Manufacturing

Notes

Class Code

332994

Small Arms, Ordnance, and Ordnance Accessories Manufacturing

Notes

Class Code

332992

Small Arms Ammunition Manufacturing

Notes

Class Code

238910

Site Preparation Contractors

Notes

Class Code

212222

Silver Ore Mining

Notes

Class Code

339950

Sign Manufacturing

Notes

Class Code

238170

Siding Contractors

Notes

Class Code

337215

Showcase, Partition, Shelving, and Locker Manufacturing

Notes

Class Code

482112

Short Line Railroads

Notes

Class Code

448210

Shoe Stores

Notes

Class Code

336611

Ship Building and Repairing

Notes

Class Code

114112

Shellfish Fishing

Notes

Class Code

112512

Shellfish Farming

Notes

Class Code

332322

Sheet Metal Work Manufacturing

Notes

Class Code

112410

Sheep Farming

Notes

Class Code

451130

Sewing, Needlework, and Piece Goods Stores

Notes

Class Code

423850

Service Establishment Equipment and Supplies Merchant Wholesalers

Notes

Class Code

221320

Sewage Treatment Facilities

Notes

Class Code

333242

Semiconductor Machinery Manufacturing

Notes

Class Code

334413

Semiconductor and Related Device Manufacturing

Notes

Class Code

523120

Securities Brokerage

Notes

Class Code

331492

Secondary Smelting, Refining, and Alloying of Nonferrous Metal (except Copper and Aluminum)

Notes

Class Code

334511

Search, Detection, Navigation, Guidance, Aeronautical, and Nautical System and Instrument Manufacturing

Notes

Class Code

331314

Secondary Smelting and Alloying of Aluminum

Notes

Class Code

311710

Seafood Product Preparation and Packaging

Notes

Class Code

485410

School and Employee Bus Transportation

Notes

Class Code

481111

Scheduled Passenger Air Transportation

Notes

Class Code

481112

Scheduled Freight Air Transportation

Notes

Class Code

487210

Scenic and Sightseeing Transportation, Water

Notes

Class Code

487990

Scenic and Sightseeing Transportation, Other

Notes

Class Code

487110

Scenic and Sightseeing Transportation, Land

Notes

Class Code

321113

Sawmills

Notes

Class Code

333243

Sawmill, Woodworking, and Paper Machinery Manufacturing

Notes

Class Code

333997

Scale and Balance Manufacturing

Notes

Class Code

332216

Saw Blade and Handtool Manufacturing

Notes

Class Code

517410

Satellite Telecommunications

Notes

Class Code

522120

Savings Institutions

Notes

Class Code

314994

Rope, Cordage, Twine, Tire Cord, and Tire Fabric Mills

Notes

Class Code

322291

Sanitary Paper Product Manufacturing

Notes

Class Code

326291

Rubber Product Manufacturing for Mechanical Use

Notes

Class Code

326220

Rubber and Plastics Hoses and Belting Manufacturing

Notes

Class Code

423330

Roofing, Siding, and Insulation Material Merchant Wholesalers

Notes

Class Code

331221

Rolled Steel Shape Manufacturing

Notes

Class Code

238160

Roofing Contractors

Notes

Class Code

311911

Roasted Nuts and Peanut Butter Manufacturing

Notes

Class Code

333519

Rolling Mill and Other Metalworking Machinery Manufacturing

Notes

Class Code

311212

Rice Milling

Notes

Class Code

111160

Rice Farming

Notes

Class Code

Retail Trade

Notes

Class Code

Retail Trade

Notes

Class Code

311811

Retail Bakeries

Notes

Class Code

236118

Residential Remodelers

Notes

Class Code

531311

Residential Property Managers

Notes

Class Code

311613

Rendering and Meat Byproduct Processing

Notes

Class Code

423930

Recyclable Material Merchant Wholesalers

Notes

Class Code

335314

Relay and Industrial Control Manufacturing

Notes

Class Code

335121

Residential Electric Lighting Fixture Manufacturing

Notes

Class Code

423740

Refrigeration Equipment and Supplies Merchant Wholesalers

Notes

Class Code

493120

Refrigerated Warehousing and Storage

Notes

Class Code

441210

Recreational Vehicle Dealers

Notes

Class Code

532284

Recreational Goods Rental

Notes

Class Code

512250

Record Production and Distribution

Notes

Class Code

Real Estate Rental and Leasing

Notes

Class Code

321219

Reconstituted Wood Product Manufacturing

Notes

Class Code

327320

Ready-Mix Concrete Manufacturing

Notes

Class Code

336510

Railroad Rolling Stock Manufacturing

Notes

Class Code

515112

Radio Stations

Notes

Class Code

515111

Radio Networks

Notes

Class Code

334220

Radio and Television Broadcasting and Wireless Communications Equipment Manufacturing

Notes

Class Code

322110

Pulp Mills

Notes

Class Code

Professional Scentific, and Technical Services

Notes

Class Code

333244

Printing Machinery and Equipment Manufacturing

Notes

Class Code

325910

Printing Ink Manufacturing

Notes

Class Code

424110

Printing and Writing Paper Merchant Wholesalers

Notes

Class Code

334418

Printed Circuit Assembly (Electronic Assembly) Manufacturing

Notes

Class Code

335912

Primary Battery Manufacturing

Notes

Class Code

321992

Prefabricated Wood Building Manufacturing

Notes

Class Code

332311

Prefabricated Metal Building and Component Manufacturing

Notes

Class Code

332721

Precision Turned Product Manufacturing

Notes

Class Code

335311

Power, Distribution, and Specialty Transformer Manufacturing

Notes

Class Code

333991

Power-Driven Handtool Manufacturing

Notes

Class Code

332410

Power Boiler and Heat Exchanger Manufacturing

Notes

Class Code

237130

Power and Communication Line and Related Structures Construction

Notes

Class Code

332117

Powder Metallurgy Part Manufacturing

Notes

Class Code

238110

Poured Concrete Foundation and Structure Contractors

Notes

Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code

561720

Residential Cleaning Service: Shop

Notes

Class Code

561720

Residential Cleaning Service: Office

Notes

Class Code

238340

Mosaic work: Shop

Notes

Class Code

238340

Tile (except resilient) laying and setting: Shop

Notes

Class Code

238340

Ceramic tile installation: Shop

Notes

Class Code

238340

Stone flooring installation: Shop

Notes

Class Code

238340

Marble, granite, and slate, interior installation contractors: Shop

Notes

Class Code

238340

Terrazzo contractors: Shop

Notes

Class Code

238340

Tile (except resilient) contractors: Shop

Notes

Class Code

238340

Granite, interior, installation: Shop

Notes

Class Code

238340

Terrazzo and tile refinishing: Shop

Notes

Class Code

238340

Mantel, marble or stone, installation: Shop

Notes

Class Code

238340

Slate, interior, installation: Shop

Notes

Class Code

238340

Mosaic work: Office

Notes

Class Code

238340

Tile (except resilient) laying and setting: Office

Notes

Class Code

238340

Ceramic tile installation: Office

Notes

Class Code

238340

Stone flooring installation: Office

Notes

Class Code

238340

Marble, granite, and slate, interior installation contractors: Office

Notes

Class Code

238340

Terrazzo contractors: Office

Notes

Class Code

238340

Tile (except resilient) contractors: Office

Notes

Class Code

238340

Granite, interior, installation: Office

Notes

Class Code

238340

Terrazzo and tile refinishing: Office

Notes

Class Code

238340

Mantel, marble or stone, installation: Office

Notes

Class Code

238340

Slate, interior, installation: Office

Notes

Class Code

238140

Brick veneer, installation: Plastering or Stucco Work ; Shop

Notes

Class Code

238140

Plastering or Stucco Work: Shop

Notes

Class Code

238140

Plastering or Stucco Work: Shop

Notes

Class Code

238310

Plastering (i.e., ornamental, plain) contractors: Shop

Notes

Class Code

238140

Plastering or Stucco Work (i.e., block, brick, stone), construction: Shop

Notes

Class Code

238140

Bricklaying contractors: Plastering or Stucco Work; Shop

Notes

Class Code

238310

Fresco (i.e., decorative plaster finishing) contractors: Shop

Notes

Class Code

238140

Brick veneer, installation: Plastering or Stucco Work ; Office

Notes

Class Code

238140

Plastering or Stucco Work: Office

Notes

Class Code

238140

Plastering or Stucco Work: Office

Notes

Class Code

238310

Plastering (i.e., ornamental, plain) contractors

Notes

Class Code

238140

Plastering or Stucco Work (i.e., block, brick, stone), construction: Office

Notes

Class Code

238140

Bricklaying contractors: Plastering or Stucco Work; Office

Notes

Class Code

238310

Fresco (i.e., decorative plaster finishing) contractors

Notes

Class Code

238320

Paperhanging or removal contractors: Shop

Notes

Class Code

238320

Paperhanging and removal contractors: Shop

Notes

Class Code

238320

Paperhanging or removal contractors

Notes

Class Code

238320

Paperhanging and removal contractors

Notes

Class Code

238320

Painting (except roof) contractors: Shop; Interior

Notes

Class Code

238320

Painting and wallpapering: Shop

Notes

Class Code

238320

Painting (except roof) contractors: Office; Interior

Notes

Class Code

238320

Painting and wallpapering

Notes

Class Code

238140

Brick veneer, installation: Shop

Notes

Class Code

238140

Masonry pointing, cleaning or caulking: Shop

Notes

Class Code

238140

Stucco contractors: Shop

Notes

Class Code

238140

Granite, exterior, contractors: Shop

Notes

Class Code

238140

Refractory brick contractors: Shop

Notes

Class Code

238140

Slate (i.e., masonry) contractors: Shop

Notes

Class Code

238140

Masonry: Shop

Notes

Class Code

238140

Tuck pointing contractors: Shop

Notes

Class Code

238140

Masonry contractors: Shop

Notes

Class Code

238140

Cement block laying: Shop

Notes

Class Code

238140

Retaining wall, masonry (i.e., block, brick, stone), construction: Shop

Notes

Class Code

238140

Glass unit (i.e., glass block) masonry: Shop

Notes

Class Code

238140

Cinder block installation: Shop

Notes

Class Code

238140

Chimney, brick, block or stone, contractors: Shop

Notes

Class Code

238140

Fireplace, masonry, installation: Shop

Notes

Class Code

238140

Glass block laying: Shop

Notes

Class Code

238140

Bricklaying contractors: Shop

Notes

Class Code

238140

Marble, granite and slate, exterior, contractors: Shop

Notes

Class Code

238140

Stonework (i.e., masonry) contractors: Shop

Notes

Class Code

238140

Field stone (i.e., masonry) installation: Shop

Notes

Class Code

238140

Foundation (e.g., brick, block, stone), building, contractors: Shop

Notes

Class Code

238140

Brick veneer, installation: Office

Notes

Class Code

238140

Masonry pointing, cleaning or caulking

Notes

Class Code

238140

Stucco contractors: Office

Notes

Class Code

238140

Granite, exterior, contractors

Notes

Class Code

238140

Refractory brick contractors

Notes

Class Code

238140

Slate (i.e., masonry) contractors

Notes

Class Code

238140

Masonry: Office

Notes

Class Code

238140

Tuck pointing contractors

Notes

Class Code

238140

Masonry contractors: Office

Notes

Class Code

238140

Cement block laying

Notes

Class Code

238140

Retaining wall, masonry (i.e., block, brick, stone), construction: Office

Notes

Class Code

238140

Glass unit (i.e., glass block) masonry

Notes

Class Code

238140

Cinder block installation

Notes

Class Code

238140

Chimney, brick, block or stone, contractors

Notes

Class Code

238140

Fireplace, masonry, installation

Notes

Class Code

238140

Glass block laying

Notes

Class Code

238140

Bricklaying contractors: Office

Notes

Class Code

238140

Marble, granite and slate, exterior, contractors

Notes

Class Code

238140

Stonework (i.e., masonry) contractors

Notes

Class Code

238140

Field stone (i.e., masonry) installation

Notes

Class Code

238140

Foundation (e.g., brick, block, stone), building, contractors

Notes

Class Code

561730

Landscape contractors (except construction): Shop

Notes

Class Code

561730

Landscape care and maintenance services: Shop

Notes

Class Code

561730

Interior landscaping services: Shop

Notes

Class Code

561730

Landscaping services (except planning): Shop

Notes

Class Code

561730

Landscape installation services: Shop

Notes

Class Code

561730

Landscape contractors (except construction)

Notes

Class Code

561730

Landscape care and maintenance services

Notes

Class Code

561730

Interior landscaping services

Notes

Class Code

561730

Landscaping services (except planning)

Notes

Class Code

561730

Landscape installation services

Notes

Class Code

541410

Interior decorating consultant services: Shop

Notes

Class Code

541410

Interior designer services: Shop

Notes

Class Code

8838

Museums--all employees--including clerical office employees.

Notes

Class Code

8822*

Insurance Companies

Notes

Class Code

8821

Attorney- Support Services

Notes

Class Code

8820

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

8810(2)

Clerical Office Employees - NOC - Governing Class - new class effective 6/1/2021 - B suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810(1)

Clerical Office Employees - NOC - Non-Governing Class - new class effective 6/1/2021 - A suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810

Clerical Office Employees NOC

Notes

Class Code

8809

Executive Officers NOC—Not Foremen, Workers or Salespersons

Notes

Class Code

8808

Banks

Notes

Class Code

8803

Auditor, Accountant or Factory Cost or Office Systematizer—Traveling

Notes

Class Code

8801

Credit unions--all employees-- including clerical office employees and outside salespersons.

Notes

Class Code

8799

Mailing or Addressing Company or Letter Service Shop - Clerical Staff

Notes

Class Code

8749

Mortgage bankers - all employees - including clerical office employees and outside salespersons

Notes

Class Code

8743

Mortgage brokers - all employees - including clerical office employees and outside salespersons.

Notes

Class Code

8741

Real Estate Company—All Employees

Notes

Class Code

8723*

Insurance Companies

Notes

Class Code

8603

Architectural or Engineering Firm

Notes

Class Code

7607

Video Post Production

Notes

Class Code

0988

Bank

Notes

Class Code

0984*

Insurance Company

Notes

Class Code

0962

Accounting or Auditing Firm

Notes

Class Code

0956

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

0953

Clerical Office Employees

Notes

Class Code

0890

Library - Public

Notes

Class Code

0887

Museum

Notes

Class Code

9028

Building Operation NOC—Dwelling or Combined Dwelling and Commercial Occupancy

Notes

Class Code

9015

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: All Other Employees

Notes

Class Code

9014*

Janitorial Services By Contractors - No Window Cleaning Above Ground Level & Drivers

Notes

Class Code

9013

Condominiums or Cooperatives - All Employees

Notes

Class Code

9012

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: Professional Employees, Property Managers and Leasing Agents & Clerical, Salespersons

Notes

Class Code

9011

Apartment or Condominium Complex Operation — all other employees

Notes

Class Code

9008*

Janitorial services - - by contractors

Notes

Class Code

0888

Homeowners Association

Notes

Class Code

0880

Apartment House or Condominium Complex Operation

Notes

Class Code

8401

Auto Repair Facility: Write - up Personnel

Notes

Class Code

8396

Automobile Car Wash - & Drivers

Notes

Class Code

8395

Automobile Service or Repair Center / Truck Maintenance & Repair

Notes

Class Code

8393

Automobile Body Repair

Notes

Class Code

8391

Automobile Repair Shop

Notes

Class Code

8389

Automobile or Automobile Truck Repair Shops or Garages

Notes

Class Code

8387

Automobile Service Stations & Drivers

Notes

Class Code

8382

Automobile Gasoline and/or Service Stations: Self - Service Gasoline—with Convenience Store

Notes

Class Code

8381

Gasoline Station: Self - Service Only - Retail

Notes

Class Code

8380

Automobile Service or Repair Center & Drivers

Notes

Class Code

8002

Automobile Rental Co

Notes

Class Code

0818

Automobile Dealer

Notes

Class Code

0815

Automobile Service Center

Notes

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