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Class Code

423390

Other Construction Material Merchant Wholesalers

Notes

Class Code

454390

Other Direct Selling Establishments

Notes

Class Code

315280

Other Cut and Sew Apparel Manufacturing

Notes

Class Code

212319

Other Crushed and Broken Stone Mining and Quarrying

Notes

Class Code

327390

Other Concrete Product Manufacturing

Notes

Class Code

334290

Other Communications Equipment Manufacturing

Notes

Class Code

335929

Other Communication and Energy Wire Manufacturing

Notes

Class Code

423440

Other Commercial Equipment Merchant Wholesalers

Notes

Class Code

532490

Other Commercial and Industrial Machinery and Equipment Rental and Leasing

Notes

Class Code

333318

Other Commercial and Service Industry Machinery Manufacturing

Notes

Class Code

448190

Other Clothing Stores

Notes

Class Code

212393

Other Chemical and Fertilizer Mineral Mining

Notes

Class Code

424690

Other Chemical and Allied Products Merchant Wholesalers

Notes

Class Code

444190

Other Building Material Dealers

Notes

Class Code

238290

Other Building Equipment Contractors

Notes

Class Code

238390

Other Building Finishing Contractors

Notes

Class Code

325180

Other Basic Inorganic Chemical Manufacturing

Notes

Class Code

112519

Other Aquaculture

Notes

Class Code

315190

Other Apparel Knitting Mills

Notes

Class Code

311119

Other Animal Food Manufacturing

Notes

Class Code

331318

Other Aluminum Rolling, Drawing, and Extruding

Notes

Class Code

531390

Other Activities Related to Real Estate

Notes

Class Code

336413

Other Aircraft Parts and Auxiliary Equipment Manufacturing

Notes

Class Code

332323

Ornamental and Architectural Metal Work Manufacturing

Notes

Class Code

541219

Other Accounting Services

Notes

Class Code

111310

Orange Groves

Notes

Class Code

446130

Optical Goods Stores

Notes

Class Code

333314

Optical Instrument and Lens Manufacturing

Notes

Class Code

423460

Ophthalmic Goods Merchant Wholesalers

Notes

Class Code

339115

Ophthalmic Goods Manufacturing

Notes

Class Code

111191

Oilseed and Grain Combination Farming

Notes

Class Code

525910

Open-End Investment Funds

Notes

Class Code

111120

Oilseed (except Soybean) Farming

Notes

Class Code

237120

Oil and Gas Pipeline and Related Structures Construction

Notes

Class Code

333132

Oil and Gas Field Machinery and Equipment Manufacturing

Notes

Class Code

531210

Offices of Real Estate Agents and Brokers

Notes

Class Code

531320

Offices of Real Estate Appraisers

Notes

Class Code

541120

Offices of Notaries

Notes

Class Code

541110

Offices of Lawyers

Notes

Class Code

541211

Offices of Certified Public Accountants

Notes

Class Code

453210

Office Supplies and Stationery Stores

Notes

Class Code

339940

Office Supplies (except Paper) Manufacturing

Notes

Class Code

532420

Office Machinery and Equipment Rental and Leasing

Notes

Class Code

337214

Office Furniture (except Wood) Manufacturing

Notes

Class Code

423420

Office Equipment Merchant Wholesalers

Notes

Class Code

444220

Nursery, Garden Center, and Farm Supply Stores

Notes

Class Code

111421

Nursery and Tree Production

Notes

Class Code

221113

Nuclear Electric Power Generation

Notes

Class Code

313230

Nonwoven Fabric Mills

Notes

Class Code

337122

Nonupholstered Wood Household Furniture Manufacturing

Notes

Class Code

332112

Nonferrous Forging

Notes

Class Code

481211

Nonscheduled Chartered Passenger Air Transportation

Notes

Class Code

481212

Nonscheduled Chartered Freight Air Transportation

Notes

Class Code

531312

Nonresidential Property Managers

Notes

Class Code

331523

Nonferrous Metal Die-Casting Foundries

Notes

Class Code

331491

Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Extruding

Notes

Class Code

331410

Nonferrous Metal (except Aluminum) Smelting and Refining

Notes

Class Code

335932

Noncurrent-Carrying Wiring Device Manufacturing

Notes

Class Code

311340

Nonchocolate Confectionery Manufacturing

Notes

Class Code

325311

Nitrogenous Fertilizer Manufacturing

Notes

Class Code

322122

Newsprint Mills

Notes

Class Code

511110

Newspaper Publishers

Notes

Class Code

519110

News Syndicates

Notes

Class Code

451212

News Dealers and Newsstands

Notes

Class Code

236116

New Multifamily Housing Construction (except For-Sale Builders)

Notes

Class Code

236115

New Single-Family Housing Construction (except For-Sale Builders)

Notes

Class Code

236117

New Housing For-Sale Builders

Notes

Class Code

488330

Navigational Services to Shipping

Notes

Class Code

211130

Natural Gas Extraction

Notes

Class Code

221210

Natural Gas Distribution

Notes

Class Code

313220

Narrow Fabric Mills and Schiffli Machine Embroidery

Notes

Class Code

339992

Musical Instrument Manufacturing

Notes

Class Code

451140

Musical Instrument and Supplies Stores

Notes

Class Code

512230

Music Publishers

Notes

Class Code

111411

Mushroom Production

Notes

Class Code

336991

Motorcycle, Bicycle, and Parts Manufacturing

Notes

Class Code

441228

Motorcycle, ATV, and All Other Motor Vehicle Dealers

Notes

Class Code

336350

Motor Vehicle Transmission and Power Train Parts Manufacturing

Notes

Class Code

488410

Motor Vehicle Towing

Notes

Class Code

423120

Motor Vehicle Supplies and New Parts Merchant Wholesalers

Notes

Class Code

336330

Motor Vehicle Steering and Suspension Components (except Spring) Manufacturing

Notes

Class Code

336360

Motor Vehicle Seating and Interior Trim Manufacturing

Notes

Class Code

423140

Motor Vehicle Parts (Used) Merchant Wholesalers

Notes

Class Code

333517

Machine Tool Manufacturing

Notes

Class Code

336370

Motor Vehicle Metal Stamping

Notes

Class Code

336320

Motor Vehicle Electrical and Electronic Equipment Manufacturing

Notes

Class Code

336310

Motor Vehicle Gasoline Engine and Engine Parts Manufacturing

Notes

Class Code

336340

Motor Vehicle Brake System Manufacturing

Notes

Class Code

336211

Motor Vehicle Body Manufacturing

Notes

Class Code

336213

Motor Home Manufacturing

Notes

Class Code

335312

Motor and Generator Manufacturing

Notes

Class Code

512131

Motion Picture Theaters (except Drive-Ins)

Notes

Class Code

512120

Motion Picture and Video Distribution

Notes

Class Code

512110

Motion Picture and Video Production

Notes

Class Code

485111

Mixed Mode Transit Systems

Notes

Class Code

522310

Mortgage and Nonmortgage Loan Brokers

Notes

Class Code

523999

Miscellaneous Financial Investment Activities

Notes

Class Code

333131

Mining Machinery and Equipment Manufacturing

Notes

Class Code

Mining

Notes

Class Code

327993

Mineral Wool Manufacturing

Notes

Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code

561720

Residential Cleaning Service: Shop

Notes

Class Code

561720

Residential Cleaning Service: Office

Notes

Class Code

238340

Mosaic work: Shop

Notes

Class Code

238340

Tile (except resilient) laying and setting: Shop

Notes

Class Code

238340

Ceramic tile installation: Shop

Notes

Class Code

238340

Stone flooring installation: Shop

Notes

Class Code

238340

Marble, granite, and slate, interior installation contractors: Shop

Notes

Class Code

238340

Terrazzo contractors: Shop

Notes

Class Code

238340

Tile (except resilient) contractors: Shop

Notes

Class Code

238340

Granite, interior, installation: Shop

Notes

Class Code

238340

Terrazzo and tile refinishing: Shop

Notes

Class Code

238340

Mantel, marble or stone, installation: Shop

Notes

Class Code

238340

Slate, interior, installation: Shop

Notes

Class Code

238340

Mosaic work: Office

Notes

Class Code

238340

Tile (except resilient) laying and setting: Office

Notes

Class Code

238340

Ceramic tile installation: Office

Notes

Class Code

238340

Stone flooring installation: Office

Notes

Class Code

238340

Marble, granite, and slate, interior installation contractors: Office

Notes

Class Code

238340

Terrazzo contractors: Office

Notes

Class Code

238340

Tile (except resilient) contractors: Office

Notes

Class Code

238340

Granite, interior, installation: Office

Notes

Class Code

238340

Terrazzo and tile refinishing: Office

Notes

Class Code

238340

Mantel, marble or stone, installation: Office

Notes

Class Code

238340

Slate, interior, installation: Office

Notes

Class Code

238140

Brick veneer, installation: Plastering or Stucco Work ; Shop

Notes

Class Code

238140

Plastering or Stucco Work: Shop

Notes

Class Code

238140

Plastering or Stucco Work: Shop

Notes

Class Code

238310

Plastering (i.e., ornamental, plain) contractors: Shop

Notes

Class Code

238140

Plastering or Stucco Work (i.e., block, brick, stone), construction: Shop

Notes

Class Code

238140

Bricklaying contractors: Plastering or Stucco Work; Shop

Notes

Class Code

238310

Fresco (i.e., decorative plaster finishing) contractors: Shop

Notes

Class Code

238140

Brick veneer, installation: Plastering or Stucco Work ; Office

Notes

Class Code

238140

Plastering or Stucco Work: Office

Notes

Class Code

238140

Plastering or Stucco Work: Office

Notes

Class Code

238310

Plastering (i.e., ornamental, plain) contractors

Notes

Class Code

238140

Plastering or Stucco Work (i.e., block, brick, stone), construction: Office

Notes

Class Code

238140

Bricklaying contractors: Plastering or Stucco Work; Office

Notes

Class Code

238310

Fresco (i.e., decorative plaster finishing) contractors

Notes

Class Code

238320

Paperhanging or removal contractors: Shop

Notes

Class Code

238320

Paperhanging and removal contractors: Shop

Notes

Class Code

238320

Paperhanging or removal contractors

Notes

Class Code

238320

Paperhanging and removal contractors

Notes

Class Code

238320

Painting (except roof) contractors: Shop; Interior

Notes

Class Code

238320

Painting and wallpapering: Shop

Notes

Class Code

238320

Painting (except roof) contractors: Office; Interior

Notes

Class Code

238320

Painting and wallpapering

Notes

Class Code

238140

Brick veneer, installation: Shop

Notes

Class Code

238140

Masonry pointing, cleaning or caulking: Shop

Notes

Class Code

238140

Stucco contractors: Shop

Notes

Class Code

238140

Granite, exterior, contractors: Shop

Notes

Class Code

238140

Refractory brick contractors: Shop

Notes

Class Code

238140

Slate (i.e., masonry) contractors: Shop

Notes

Class Code

238140

Masonry: Shop

Notes

Class Code

238140

Tuck pointing contractors: Shop

Notes

Class Code

238140

Masonry contractors: Shop

Notes

Class Code

238140

Cement block laying: Shop

Notes

Class Code

238140

Retaining wall, masonry (i.e., block, brick, stone), construction: Shop

Notes

Class Code

238140

Glass unit (i.e., glass block) masonry: Shop

Notes

Class Code

238140

Cinder block installation: Shop

Notes

Class Code

238140

Chimney, brick, block or stone, contractors: Shop

Notes

Class Code

238140

Fireplace, masonry, installation: Shop

Notes

Class Code

238140

Glass block laying: Shop

Notes

Class Code

238140

Bricklaying contractors: Shop

Notes

Class Code

238140

Marble, granite and slate, exterior, contractors: Shop

Notes

Class Code

238140

Stonework (i.e., masonry) contractors: Shop

Notes

Class Code

238140

Field stone (i.e., masonry) installation: Shop

Notes

Class Code

238140

Foundation (e.g., brick, block, stone), building, contractors: Shop

Notes

Class Code

238140

Brick veneer, installation: Office

Notes

Class Code

238140

Masonry pointing, cleaning or caulking

Notes

Class Code

238140

Stucco contractors: Office

Notes

Class Code

238140

Granite, exterior, contractors

Notes

Class Code

238140

Refractory brick contractors

Notes

Class Code

238140

Slate (i.e., masonry) contractors

Notes

Class Code

238140

Masonry: Office

Notes

Class Code

238140

Tuck pointing contractors

Notes

Class Code

238140

Masonry contractors: Office

Notes

Class Code

238140

Cement block laying

Notes

Class Code

238140

Retaining wall, masonry (i.e., block, brick, stone), construction: Office

Notes

Class Code

238140

Glass unit (i.e., glass block) masonry

Notes

Class Code

238140

Cinder block installation

Notes

Class Code

238140

Chimney, brick, block or stone, contractors

Notes

Class Code

238140

Fireplace, masonry, installation

Notes

Class Code

238140

Glass block laying

Notes

Class Code

238140

Bricklaying contractors: Office

Notes

Class Code

238140

Marble, granite and slate, exterior, contractors

Notes

Class Code

238140

Stonework (i.e., masonry) contractors

Notes

Class Code

238140

Field stone (i.e., masonry) installation

Notes

Class Code

238140

Foundation (e.g., brick, block, stone), building, contractors

Notes

Class Code

561730

Landscape contractors (except construction): Shop

Notes

Class Code

561730

Landscape care and maintenance services: Shop

Notes

Class Code

561730

Interior landscaping services: Shop

Notes

Class Code

561730

Landscaping services (except planning): Shop

Notes

Class Code

561730

Landscape installation services: Shop

Notes

Class Code

561730

Landscape contractors (except construction)

Notes

Class Code

561730

Landscape care and maintenance services

Notes

Class Code

561730

Interior landscaping services

Notes

Class Code

561730

Landscaping services (except planning)

Notes

Class Code

561730

Landscape installation services

Notes

Class Code

541410

Interior decorating consultant services: Shop

Notes

Class Code

541410

Interior designer services: Shop

Notes

Class Code

8838

Museums--all employees--including clerical office employees.

Notes

Class Code

8822*

Insurance Companies

Notes

Class Code

8821

Attorney- Support Services

Notes

Class Code

8820

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

8810(2)

Clerical Office Employees - NOC - Governing Class - new class effective 6/1/2021 - B suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810(1)

Clerical Office Employees - NOC - Non-Governing Class - new class effective 6/1/2021 - A suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810

Clerical Office Employees NOC

Notes

Class Code

8809

Executive Officers NOC—Not Foremen, Workers or Salespersons

Notes

Class Code

8808

Banks

Notes

Class Code

8803

Auditor, Accountant or Factory Cost or Office Systematizer—Traveling

Notes

Class Code

8801

Credit unions--all employees-- including clerical office employees and outside salespersons.

Notes

Class Code

8799

Mailing or Addressing Company or Letter Service Shop - Clerical Staff

Notes

Class Code

8749

Mortgage bankers - all employees - including clerical office employees and outside salespersons

Notes

Class Code

8743

Mortgage brokers - all employees - including clerical office employees and outside salespersons.

Notes

Class Code

8741

Real Estate Company—All Employees

Notes

Class Code

8723*

Insurance Companies

Notes

Class Code

8603

Architectural or Engineering Firm

Notes

Class Code

7607

Video Post Production

Notes

Class Code

0988

Bank

Notes

Class Code

0984*

Insurance Company

Notes

Class Code

0962

Accounting or Auditing Firm

Notes

Class Code

0956

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

0953

Clerical Office Employees

Notes

Class Code

0890

Library - Public

Notes

Class Code

0887

Museum

Notes

Class Code

9028

Building Operation NOC—Dwelling or Combined Dwelling and Commercial Occupancy

Notes

Class Code

9015

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: All Other Employees

Notes

Class Code

9014*

Janitorial Services By Contractors - No Window Cleaning Above Ground Level & Drivers

Notes

Class Code

9013

Condominiums or Cooperatives - All Employees

Notes

Class Code

9012

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: Professional Employees, Property Managers and Leasing Agents & Clerical, Salespersons

Notes

Class Code

9011

Apartment or Condominium Complex Operation — all other employees

Notes

Class Code

9008*

Janitorial services - - by contractors

Notes

Class Code

0888

Homeowners Association

Notes

Class Code

0880

Apartment House or Condominium Complex Operation

Notes

Class Code

8401

Auto Repair Facility: Write - up Personnel

Notes

Class Code

8396

Automobile Car Wash - & Drivers

Notes

Class Code

8395

Automobile Service or Repair Center / Truck Maintenance & Repair

Notes

Class Code

8393

Automobile Body Repair

Notes

Class Code

8391

Automobile Repair Shop

Notes

Class Code

8389

Automobile or Automobile Truck Repair Shops or Garages

Notes

Class Code

8387

Automobile Service Stations & Drivers

Notes

Class Code

8382

Automobile Gasoline and/or Service Stations: Self - Service Gasoline—with Convenience Store

Notes

Class Code

8381

Gasoline Station: Self - Service Only - Retail

Notes

Class Code

8380

Automobile Service or Repair Center & Drivers

Notes

Class Code

8002

Automobile Rental Co

Notes

Class Code

0818

Automobile Dealer

Notes

Class Code

0815

Automobile Service Center

Notes

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