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Class Code

336992

Military Armored Vehicle, Tank, and Tank Component Manufacturing

Notes

Class Code

332321

Metal Window and Door Manufacturing

Notes

Class Code

332420

Metal Tank (Heavy Gauge) Manufacturing

Notes

Class Code

423510

Metal Service Centers and Other Metal Merchant Wholesalers

Notes

Class Code

332215

Metal Kitchen Cookware, Utensil, Cutlery, and Flatware (except Precious) Manufacturing

Notes

Class Code

337124

Metal Household Furniture Manufacturing

Notes

Class Code

332811

Metal Heat Treating

Notes

Class Code

332119

Metal Crown, Closure, and Other Metal Stamping (except Automotive)

Notes

Class Code

332431

Metal Can Manufacturing

Notes

Class Code

332812

Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers

Notes

Class Code

315220

Men’s and Boys’ Cut and Sew Apparel Manufacturing

Notes

Class Code

448110

Men's Clothing Stores

Notes

Class Code

424320

Men's and Boys' Clothing and Furnishings Merchant Wholesalers

Notes

Class Code

325411

Medicinal and Botanical Manufacturing

Notes

Class Code

423450

Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers

Notes

Class Code

333613

Mechanical Power Transmission Equipment Manufacturing

Notes

Class Code

311612

Meat Processed from Carcasses

Notes

Class Code

424470

Meat and Meat Product Merchant Wholesalers

Notes

Class Code

445210

Meat Markets

Notes

Class Code

333914

Measuring, Dispensing, and Other Pumping Equipment Manufacturing

Notes

Class Code

311941

Mayonnaise, Dressing, and Other Prepared Sauce Manufacturing

Notes

Class Code

337910

Mattress Manufacturing

Notes

Class Code

238140

Masonry Contractors

Notes

Class Code

Manufacturing

Notes

Class Code

488320

Marine Cargo Handling

Notes

Class Code

Manufacturing

Notes

Class Code

Manufacturing

Notes

Class Code

321991

Manufactured Home (Mobile Home) Manufacturing

Notes

Class Code

453930

Manufactured (Mobile) Home Dealers

Notes

Class Code

311213

Malt Manufacturing

Notes

Class Code

335220

Major Household Appliance Manufacturing

Notes

Class Code

448320

Luggage and Leather Goods Stores

Notes

Class Code

332710

Machine Shops

Notes

Class Code

423310

Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers

Notes

Class Code

113310

Logging

Notes

Class Code

492210

Local Messengers and Local Delivery

Notes

Class Code

424520

Livestock Merchant Wholesalers

Notes

Class Code

482111

Line-Haul Railroads

Notes

Class Code

327410

Lime Manufacturing

Notes

Class Code

485320

Limousine Service

Notes

Class Code

531110

Lessors of Residential Buildings and Dwellings

Notes

Class Code

336112

Light Truck and Utility Vehicle Manufacturing

Notes

Class Code

519120

Libraries and Archives

Notes

Class Code

531190

Lessors of Other Real Estate Property

Notes

Class Code

531120

Lessors of Nonresidential Buildings (except Miniwarehouses)

Notes

Class Code

533110

Lessors of Nonfinancial Intangible Assets (except Copyrighted Works)

Notes

Class Code

313240

Knit Fabric Mills

Notes

Class Code

531130

Lessors of Miniwarehouses and Self-Storage Units

Notes

Class Code

316110

Leather and Hide Tanning and Finishing

Notes

Class Code

333112

Lawn and Garden Tractor and Home Lawn and Garden Equipment Manufacturing

Notes

Class Code

237210

Land Subdivision

Notes

Class Code

423940

Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers

Notes

Class Code

326130

Laminated Plastics Plate, Sheet (except Packaging), and Shape Manufacturing

Notes

Class Code

212324

Kaolin and Ball Clay Mining

Notes

Class Code

448310

Jewelry Stores

Notes

Class Code

339910

Jewelry and Silverware Manufacturing

Notes

Class Code

334517

Irradiation Apparatus Manufacturing

Notes

Class Code

212210

Iron Ore Mining

Notes

Class Code

331511

Iron Foundries

Notes

Class Code

331210

Iron and Steel Pipe and Tube Manufacturing from Purchased Steel

Notes

Class Code

331110

Iron and Steel Mills and Ferroalloy Manufacturing

Notes

Class Code

332111

Iron and Steel Forging

Notes

Class Code

523930

Investment Advice

Notes

Class Code

485210

Interurban and Rural Bus Transportation

Notes

Class Code

519130

Internet Publishing and Broadcasting and Web Search Portals

Notes

Class Code

524210

Insurance Agencies and Brokerages

Notes

Class Code

334513

Instruments and Related Products Manufacturing for Measuring, Displaying, and Controlling Industrial Process Variables

Notes

Class Code

334515

Instrument Manufacturing for Measuring and Testing Electricity and Electrical Signals

Notes

Class Code

483212

Inland Water Passenger Transportation

Notes

Class Code

337127

Institutional Furniture Manufacturing

Notes

Class Code

483211

Inland Water Freight Transportation

Notes

Class Code

Information

Notes

Class Code

332911

Industrial Valve Manufacturing

Notes

Class Code

333924

Industrial Truck, Tractor, Trailer, and Stacker Machinery Manufacturing

Notes

Class Code

212322

Industrial Sand Mining

Notes

Class Code

423840

Industrial Supplies Merchant Wholesalers

Notes

Class Code

333994

Industrial Process Furnace and Oven Manufacturing

Notes

Class Code

333511

Industrial Mold Manufacturing

Notes

Class Code

423830

Industrial Machinery and Equipment Merchant Wholesalers

Notes

Class Code

325120

Industrial Gas Manufacturing

Notes

Class Code

236210

Industrial Building Construction

Notes

Class Code

424130

Industrial and Personal Service Paper Merchant Wholesalers

Notes

Class Code

333413

Industrial and Commercial Fan and Blower and Air Purification Equipment Manufacturing

Notes

Class Code

325413

In-Vitro Diagnostic Substance Manufacturing

Notes

Class Code

312113

Ice Manufacturing

Notes

Class Code

311520

Ice Cream and Frozen Dessert Manufacturing

Notes

Class Code

337125

Household Furniture (except Wood and Metal) Manufacturing

Notes

Class Code

114210

Hunting and Trapping

Notes

Class Code

221111

Hydroelectric Power Generation

Notes

Class Code

423620

Household Appliances, Electric Housewares, and Consumer Electronics Merchant Wholesalers

Notes

Class Code

443141

Household Appliance Stores

Notes

Class Code

315110

Hosiery and Sock Mills

Notes

Class Code

112920

Horses and Other Equine Production

Notes

Class Code

532283

Home Health Equipment Rental

Notes

Class Code

423220

Home Furnishing Merchant Wholesalers

Notes

Class Code

444110

Home Centers

Notes

Class Code

112210

Hog and Pig Farming

Notes

Class Code

451120

Hobby, Toy, and Game Stores

Notes

Class Code

237310

Highway, Street, and Bridge Construction

Notes

Class Code

336120

Heavy Duty Truck Manufacturing

Notes

Disclaimer: the Appetite Guide is subject to change without notice. We strive to keep it up to date, but it is intended as a guide only and may not reflect the latest underwriting guidelines. Please reach out to your regional manager if you have any questions.

Class Code

561720

Residential Cleaning Service: Shop

Notes

Class Code

561720

Residential Cleaning Service: Office

Notes

Class Code

238340

Mosaic work: Shop

Notes

Class Code

238340

Tile (except resilient) laying and setting: Shop

Notes

Class Code

238340

Ceramic tile installation: Shop

Notes

Class Code

238340

Stone flooring installation: Shop

Notes

Class Code

238340

Marble, granite, and slate, interior installation contractors: Shop

Notes

Class Code

238340

Terrazzo contractors: Shop

Notes

Class Code

238340

Tile (except resilient) contractors: Shop

Notes

Class Code

238340

Granite, interior, installation: Shop

Notes

Class Code

238340

Terrazzo and tile refinishing: Shop

Notes

Class Code

238340

Mantel, marble or stone, installation: Shop

Notes

Class Code

238340

Slate, interior, installation: Shop

Notes

Class Code

238340

Mosaic work: Office

Notes

Class Code

238340

Tile (except resilient) laying and setting: Office

Notes

Class Code

238340

Ceramic tile installation: Office

Notes

Class Code

238340

Stone flooring installation: Office

Notes

Class Code

238340

Marble, granite, and slate, interior installation contractors: Office

Notes

Class Code

238340

Terrazzo contractors: Office

Notes

Class Code

238340

Tile (except resilient) contractors: Office

Notes

Class Code

238340

Granite, interior, installation: Office

Notes

Class Code

238340

Terrazzo and tile refinishing: Office

Notes

Class Code

238340

Mantel, marble or stone, installation: Office

Notes

Class Code

238340

Slate, interior, installation: Office

Notes

Class Code

238140

Brick veneer, installation: Plastering or Stucco Work ; Shop

Notes

Class Code

238140

Plastering or Stucco Work: Shop

Notes

Class Code

238140

Plastering or Stucco Work: Shop

Notes

Class Code

238310

Plastering (i.e., ornamental, plain) contractors: Shop

Notes

Class Code

238140

Plastering or Stucco Work (i.e., block, brick, stone), construction: Shop

Notes

Class Code

238140

Bricklaying contractors: Plastering or Stucco Work; Shop

Notes

Class Code

238310

Fresco (i.e., decorative plaster finishing) contractors: Shop

Notes

Class Code

238140

Brick veneer, installation: Plastering or Stucco Work ; Office

Notes

Class Code

238140

Plastering or Stucco Work: Office

Notes

Class Code

238140

Plastering or Stucco Work: Office

Notes

Class Code

238310

Plastering (i.e., ornamental, plain) contractors

Notes

Class Code

238140

Plastering or Stucco Work (i.e., block, brick, stone), construction: Office

Notes

Class Code

238140

Bricklaying contractors: Plastering or Stucco Work; Office

Notes

Class Code

238310

Fresco (i.e., decorative plaster finishing) contractors

Notes

Class Code

238320

Paperhanging or removal contractors: Shop

Notes

Class Code

238320

Paperhanging and removal contractors: Shop

Notes

Class Code

238320

Paperhanging or removal contractors

Notes

Class Code

238320

Paperhanging and removal contractors

Notes

Class Code

238320

Painting (except roof) contractors: Shop; Interior

Notes

Class Code

238320

Painting and wallpapering: Shop

Notes

Class Code

238320

Painting (except roof) contractors: Office; Interior

Notes

Class Code

238320

Painting and wallpapering

Notes

Class Code

238140

Brick veneer, installation: Shop

Notes

Class Code

238140

Masonry pointing, cleaning or caulking: Shop

Notes

Class Code

238140

Stucco contractors: Shop

Notes

Class Code

238140

Granite, exterior, contractors: Shop

Notes

Class Code

238140

Refractory brick contractors: Shop

Notes

Class Code

238140

Slate (i.e., masonry) contractors: Shop

Notes

Class Code

238140

Masonry: Shop

Notes

Class Code

238140

Tuck pointing contractors: Shop

Notes

Class Code

238140

Masonry contractors: Shop

Notes

Class Code

238140

Cement block laying: Shop

Notes

Class Code

238140

Retaining wall, masonry (i.e., block, brick, stone), construction: Shop

Notes

Class Code

238140

Glass unit (i.e., glass block) masonry: Shop

Notes

Class Code

238140

Cinder block installation: Shop

Notes

Class Code

238140

Chimney, brick, block or stone, contractors: Shop

Notes

Class Code

238140

Fireplace, masonry, installation: Shop

Notes

Class Code

238140

Glass block laying: Shop

Notes

Class Code

238140

Bricklaying contractors: Shop

Notes

Class Code

238140

Marble, granite and slate, exterior, contractors: Shop

Notes

Class Code

238140

Stonework (i.e., masonry) contractors: Shop

Notes

Class Code

238140

Field stone (i.e., masonry) installation: Shop

Notes

Class Code

238140

Foundation (e.g., brick, block, stone), building, contractors: Shop

Notes

Class Code

238140

Brick veneer, installation: Office

Notes

Class Code

238140

Masonry pointing, cleaning or caulking

Notes

Class Code

238140

Stucco contractors: Office

Notes

Class Code

238140

Granite, exterior, contractors

Notes

Class Code

238140

Refractory brick contractors

Notes

Class Code

238140

Slate (i.e., masonry) contractors

Notes

Class Code

238140

Masonry: Office

Notes

Class Code

238140

Tuck pointing contractors

Notes

Class Code

238140

Masonry contractors: Office

Notes

Class Code

238140

Cement block laying

Notes

Class Code

238140

Retaining wall, masonry (i.e., block, brick, stone), construction: Office

Notes

Class Code

238140

Glass unit (i.e., glass block) masonry

Notes

Class Code

238140

Cinder block installation

Notes

Class Code

238140

Chimney, brick, block or stone, contractors

Notes

Class Code

238140

Fireplace, masonry, installation

Notes

Class Code

238140

Glass block laying

Notes

Class Code

238140

Bricklaying contractors: Office

Notes

Class Code

238140

Marble, granite and slate, exterior, contractors

Notes

Class Code

238140

Stonework (i.e., masonry) contractors

Notes

Class Code

238140

Field stone (i.e., masonry) installation

Notes

Class Code

238140

Foundation (e.g., brick, block, stone), building, contractors

Notes

Class Code

561730

Landscape contractors (except construction): Shop

Notes

Class Code

561730

Landscape care and maintenance services: Shop

Notes

Class Code

561730

Interior landscaping services: Shop

Notes

Class Code

561730

Landscaping services (except planning): Shop

Notes

Class Code

561730

Landscape installation services: Shop

Notes

Class Code

561730

Landscape contractors (except construction)

Notes

Class Code

561730

Landscape care and maintenance services

Notes

Class Code

561730

Interior landscaping services

Notes

Class Code

561730

Landscaping services (except planning)

Notes

Class Code

561730

Landscape installation services

Notes

Class Code

541410

Interior decorating consultant services: Shop

Notes

Class Code

541410

Interior designer services: Shop

Notes

Class Code

8838

Museums--all employees--including clerical office employees.

Notes

Class Code

8822*

Insurance Companies

Notes

Class Code

8821

Attorney- Support Services

Notes

Class Code

8820

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

8810(2)

Clerical Office Employees - NOC - Governing Class - new class effective 6/1/2021 - B suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810(1)

Clerical Office Employees - NOC - Non-Governing Class - new class effective 6/1/2021 - A suffix removed eff 4/1/2023 - CA only

Notes

Class Code

8810

Clerical Office Employees NOC

Notes

Class Code

8809

Executive Officers NOC—Not Foremen, Workers or Salespersons

Notes

Class Code

8808

Banks

Notes

Class Code

8803

Auditor, Accountant or Factory Cost or Office Systematizer—Traveling

Notes

Class Code

8801

Credit unions--all employees-- including clerical office employees and outside salespersons.

Notes

Class Code

8799

Mailing or Addressing Company or Letter Service Shop - Clerical Staff

Notes

Class Code

8749

Mortgage bankers - all employees - including clerical office employees and outside salespersons

Notes

Class Code

8743

Mortgage brokers - all employees - including clerical office employees and outside salespersons.

Notes

Class Code

8741

Real Estate Company—All Employees

Notes

Class Code

8723*

Insurance Companies

Notes

Class Code

8603

Architectural or Engineering Firm

Notes

Class Code

7607

Video Post Production

Notes

Class Code

0988

Bank

Notes

Class Code

0984*

Insurance Company

Notes

Class Code

0962

Accounting or Auditing Firm

Notes

Class Code

0956

Attorney—All Employees & Clerical, Messengers, Drivers

Notes

Class Code

0953

Clerical Office Employees

Notes

Class Code

0890

Library - Public

Notes

Class Code

0887

Museum

Notes

Class Code

9028

Building Operation NOC—Dwelling or Combined Dwelling and Commercial Occupancy

Notes

Class Code

9015

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: All Other Employees

Notes

Class Code

9014*

Janitorial Services By Contractors - No Window Cleaning Above Ground Level & Drivers

Notes

Class Code

9013

Condominiums or Cooperatives - All Employees

Notes

Class Code

9012

Buildings—Operation by Owner, Lessee or Real Estate Management Firm: Professional Employees, Property Managers and Leasing Agents & Clerical, Salespersons

Notes

Class Code

9011

Apartment or Condominium Complex Operation — all other employees

Notes

Class Code

9008*

Janitorial services - - by contractors

Notes

Class Code

0888

Homeowners Association

Notes

Class Code

0880

Apartment House or Condominium Complex Operation

Notes

Class Code

8401

Auto Repair Facility: Write - up Personnel

Notes

Class Code

8396

Automobile Car Wash - & Drivers

Notes

Class Code

8395

Automobile Service or Repair Center / Truck Maintenance & Repair

Notes

Class Code

8393

Automobile Body Repair

Notes

Class Code

8391

Automobile Repair Shop

Notes

Class Code

8389

Automobile or Automobile Truck Repair Shops or Garages

Notes

Class Code

8387

Automobile Service Stations & Drivers

Notes

Class Code

8382

Automobile Gasoline and/or Service Stations: Self - Service Gasoline—with Convenience Store

Notes

Class Code

8381

Gasoline Station: Self - Service Only - Retail

Notes

Class Code

8380

Automobile Service or Repair Center & Drivers

Notes

Class Code

8002

Automobile Rental Co

Notes

Class Code

0818

Automobile Dealer

Notes

Class Code

0815

Automobile Service Center

Notes

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